Northrim Banp(NRIM) - 2025 Q1 - Earnings Call Presentation

Financial Performance - Net income for Q1 2025 was $13324 million, resulting in earnings per share of $238[8] - Net interest margin increased to 455% in Q1 2025[8] - Return on average assets (ROAA) reached 176% in Q1 2025[8] - Return on average equity (ROAE) was 1970% in Q1 2025[8] Balance Sheet - Total loans amounted to $2124 billion in Q1 2025[8] - Total deposits reached $2778 billion in Q1 2025[8] - The bank repurchased approximately 21% of its shares since 2019[16] Asset Quality - Non-performing assets (NPAs) to total assets, net of government guarantees, stood at 039%[8] - The allowance for credit losses (ACL) to portfolio loans was 098%[8] Strategic Initiatives - The bank's deposit market share has increased by 540 basis points since 2018[18] - Approximately 27% of the bank's deposits are non-interest bearing[20]