Core Viewpoint - Northrim BanCorp Inc is facing challenges due to an ongoing investigation for potential securities fraud, which has impacted its stock performance and investor confidence [3][5]. Company Overview - Northrim BanCorp Inc operates primarily in Alaska, providing a variety of banking services including loans, deposits, and investment services [1]. Insider Activity - On January 30, 2026, the CFO, Ballard Jed W, purchased 650 shares at $23.20 each, increasing his total holdings to 19,162 shares, which may indicate confidence in the company's future prospects [2][6]. Financial Performance - The company's recent quarterly earnings report showed earnings of $0.54 per share, which fell short of analyst expectations, leading to a significant stock price drop of $4.44, or 14.95%, closing at $25.25 on January 23, 2026 [3]. Stock Performance - Despite the recent decline, Northrim's stock has shown some recovery, currently priced at $23.66, reflecting an increase of 3.41% or $0.78, with fluctuations between $22.80 and $23.71 during the trading day [4][6]. - Over the past year, the stock has experienced volatility, with a high of $30.82 and a low of $16.18 [4]. Market Capitalization - Northrim's market capitalization is approximately $522.67 million, with a trading volume of 104,090 shares on the NASDAQ exchange [5].

NEW YORK, Jan. 29, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Northrim BanCorp, Inc. ("Northrim" or the "Company") (NASDAQ: NRIM). Such investors are advised to contact Danielle Peyton at [email protected] or 646-581-9980, ext. 7980. The investigation concerns whether Northrim and certain of its officers and/or directors have engaged in securities fraud or other unlawful business practices.  [Click here for information about joining the class action] On January 23, ...

Core Viewpoint - Pomerantz LLP is investigating potential securities fraud or unlawful business practices involving Northrim BanCorp and its officers or directors, following disappointing financial results that led to a significant drop in stock price [1][3]. Financial Performance - Northrim reported fourth quarter earnings of $0.54 per share for the year ended December 31, 2025, which was below analyst expectations [3]. - Following the earnings announcement, Northrim's stock price decreased by $4.44 per share, representing a decline of 14.95%, closing at $25.25 per share on January 23, 2026 [3].

Core Viewpoint - Northrim BanCorp, Inc. reported a mixed financial performance for the fourth quarter of 2025, with a notable earnings miss but continued revenue growth year-over-year [2][3][6]. Financial Performance - The Earnings Per Share (EPS) for the fourth quarter was $0.54, which was below the estimated $0.64, resulting in a 15.63% downside surprise [2][6]. - Revenue for the quarter was $51.66 million, slightly below the anticipated $52.7 million, but it exceeded the Zacks Consensus Estimate by 1.69% and showed a significant increase from $43.87 million in the same quarter last year [3][6]. - Net income for the fourth quarter was $12.4 million, down from $27.1 million in the previous quarter, primarily due to a $14.2 million gain from asset sales in the third quarter [4]. - For the full year ending December 31, 2025, the company achieved a net income of $64.6 million, or $2.87 per diluted share [5]. Financial Ratios - The company has a P/E ratio of 8.82 and a debt-to-equity ratio of 0.09, indicating a conservative financial approach [5]. - The current ratio stands at 0.25, suggesting potential liquidity concerns in meeting short-term obligations [5].

分组1 - Northrim BanCorp reported quarterly earnings of $0.54 per share, missing the Zacks Consensus Estimate of $0.64 per share, but showing an increase from $0.49 per share a year ago, resulting in an earnings surprise of -15.63% [1] - The company posted revenues of $51.66 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 1.69% and increasing from $43.87 million year-over-year [2] - Northrim shares have increased approximately 11.6% since the beginning of the year, outperforming the S&P 500's gain of 1% [3] 分组2 - The current consensus EPS estimate for the upcoming quarter is $0.55 on revenues of $48.9 million, and for the current fiscal year, it is $2.60 on revenues of $210.1 million [7] - The Zacks Industry Rank for Banks - West is currently in the top 35% of over 250 Zacks industries, indicating a favorable outlook for the industry [8] - Western Alliance, another company in the same industry, is expected to report quarterly earnings of $2.40 per share, reflecting a year-over-year change of +23.1% [9]

Financial Performance - Northrim BanCorp reported net income of $12.4 million, or $0.55 per diluted share, in Q4 2025, a decrease from $27.1 million, or $1.20 per diluted share, in Q3 2025[2]. - For the full year 2025, net income increased 75% to $64.6 million, or $2.87 per diluted share, compared to $37.0 million, or $1.66 per diluted share, in 2024[3]. - The net income for the Home Mortgage Lending segment in Q4 2025 was $213,000, a decrease from $1.86 million in Q3 2025 and $1.98 million in Q4 2024[41]. - The Specialty Finance segment reported a net income of $3.47 million in Q4 2025, up from $2.95 million in Q3 2025 and significantly higher than $135,000 in Q4 2024[47]. - Adjusted net income for the three months ended December 31, 2025, was $12,231 thousand, compared to $16,195 thousand for the previous quarter, a decrease of 24.3%[89]. Income and Revenue - Net interest income reached a record $35.4 million in Q4 2025, up from $30.8 million in Q4 2024, contributing to a 21% annual increase in net interest income[8]. - Other operating income was $16.3 million, accounting for 32% of total revenues in Q4 2025, down from 47% in Q3 2025[26]. - Total other operating income for the year was $77.2 million, significantly up from $42.0 million in the previous year[69]. - Year-to-date net interest income for 2025 was $135,609 thousand, an increase of 19.8% from $113,183 thousand in 2024[81]. Assets and Loans - Total portfolio loans were $2.30 billion at December 31, 2025, reflecting an 8% increase year-over-year and a 3% increase from the previous quarter[8]. - Northrim's total assets reached $3.29 billion at December 31, 2025, reflecting a 1% increase from the previous quarter and an 8% increase year-over-year[49]. - Average interest-earning assets were $2.99 billion in Q4 2025, up 3% from $2.91 billion in Q3 2025 and up 7% from $2.79 billion in Q4 2024[51]. - Total mortgage loans funded in Q4 2025 amounted to $231.2 million, slightly down from $234.0 million in Q3 2025, but significantly up from $185.9 million in Q4 2024[41]. - Portfolio loans increased to $2,295,499 as of December 31, 2025, compared to $2,218,970 as of September 30, 2025, and $2,129,263 as of December 31, 2024[71]. Deposits and Funding - Total deposits amounted to $2.81 billion at December 31, 2025, down 3% from the preceding quarter but up 5% from $2.68 billion a year ago[8]. - Demand deposits represented 26% of total deposits as of December 31, 2025, down from 30% as of September 30, 2025[72]. - Average interest-bearing deposits increased by 4% to $2.10 billion, with an average cost of 1.91% in Q4 2025[57]. - The cost of funds decreased to 1.46% for the quarter ended December 31, 2025, down from 1.59% in the same quarter of 2024, indicating improved funding efficiency[78]. Efficiency and Ratios - The efficiency ratio for Q4 2025 was 64.70%, compared to 45.51% in Q3 2025[7]. - The efficiency ratio improved to 58.45% for the year-to-date period ending December 31, 2025, compared to 67.60% in 2024, indicating enhanced operational efficiency[78]. - Return on average assets (ROAA) was 1.50% and return on average shareholders' equity (ROAE) was 15.16% for Q4 2025[8]. - The tangible common equity ratio improved to 8.51% as of December 31, 2025, up from 7.23% a year earlier, indicating enhanced capital efficiency[85]. Credit Quality - Provision for credit losses was $1.6 million in Q4 2025, compared to $1.7 million in Q3 2025 and $1.2 million in Q4 2024[24]. - Nonperforming loans remained at $11.3 million in Q4 2025, up from $7.5 million in Q4 2024[25]. - The allowance for credit losses for loans was 1.03% of portfolio loans as of December 31, 2025, consistent with 1.03% as of December 31, 2024[74]. - The percentage of nonperforming loans, net of government guarantees, to portfolio loans was 0.49% as of December 31, 2025, slightly down from 0.51% as of September 30, 2025[74]. Capital and Shareholder Equity - Shareholders' equity rose to $326.5 million, with a book value per share of $14.77, up from $315.7 million and $14.29 per share in the previous quarter[58]. - Common Equity Tier 1 Capital to Risk Adjusted Assets ratio improved to 10.31% as of December 31, 2025, compared to 9.36% a year earlier, indicating stronger capital adequacy[77]. - Total shareholders' equity increased to $326,544 thousand as of December 31, 2025, up from $267,116 thousand a year earlier, representing a growth of 22.2%[85].

ANCHORAGE, Alaska, Jan. 23, 2026 (GLOBE NEWSWIRE) -- Northrim BanCorp, Inc. (NASDAQ:NRIM) (“Northrim” or the “Company”) today reported net income of $12.4 million, or $0.55 per diluted share, in the fourth quarter of 2025, compared to $27.1 million, or $1.20 per diluted share, in the third quarter of 2025, and $10.9 million, or $0.49 per diluted share, in the fourth quarter a year ago. The decrease in the fourth quarter of 2025 compared to the third quarter of 2025 is primarily the result of the third quart ...

Core Viewpoint - The article emphasizes the importance of confirming the sustainability of stock trends for successful short-term investing, highlighting that timing entries into these trends is crucial for profitability [1][2]. Group 1: Stock Performance and Trends - Northrim BanCorp (NRIM) has shown a solid price increase of 39.4% over the past 12 weeks, indicating strong investor interest and potential upside [4]. - NRIM has maintained a price increase of 1.5% over the last four weeks, suggesting that the upward trend is still intact [5]. - The stock is currently trading at 96.5% of its 52-week high-low range, indicating it may be on the verge of a breakout [5]. Group 2: Fundamental Strength - NRIM holds a Zacks Rank 1 (Strong Buy), placing it in the top 5% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, which are critical for near-term price movements [6]. - The stock has an Average Broker Recommendation of 1 (Strong Buy), reflecting high optimism from the brokerage community regarding its near-term price performance [7]. Group 3: Investment Strategy - The article suggests that investors can utilize the "Recent Price Strength" screen to identify stocks like NRIM that are on an uptrend supported by strong fundamentals [3]. - There are additional stocks that meet the criteria of the "Recent Price Strength" screen, providing further investment opportunities [8].

Core Insights - Crude Value Insights provides an investment service and community focused on the oil and natural gas sectors, emphasizing cash flow and the companies that generate it, which leads to value and growth prospects with real potential [1] Group 1 - The service offers subscribers access to a model account with over 50 stocks, in-depth cash flow analyses of exploration and production (E&P) firms, and live chat discussions about the sector [1]

Core Insights - The article emphasizes the importance of efficiency levels in assessing a company's potential for profit generation, with a high efficiency level correlating positively with price performance [1] Efficiency Ratios - The article identifies key efficiency ratios for stock selection, including Receivables Turnover, Asset Utilization, Inventory Turnover, and Operating Margin, which help gauge a company's ability to manage credit, assets, inventory, and operating expenses effectively [2][3][4][5] - A favorable Zacks Rank (1 Strong Buy) is also included as a criterion to enhance the profitability of the stock screening process [6] Stock Screening Results - The screening process narrowed down over 7,906 stocks to 16, highlighting five companies that excel in efficiency ratios compared to industry averages [7] - The top five stocks identified are: - **United Natural Foods (UNFI)**: A leading distributor with a 52.10% average four-quarter earnings surprise [8][9] - **Northrim BanCorp (NRIM)**: A full-service commercial bank with a 19% average four-quarter earnings surprise [10] - **Lightspeed POS (LSPD)**: A commerce platform provider with a 17.9% average four-quarter earnings surprise [11] - **Ulta Beauty (ULTA)**: A prominent beauty retailer with a 15.7% average four-quarter earnings surprise [12] - **Electromed (ELMD)**: A manufacturer of airway clearance therapy products with a 13.6% average four-quarter earnings surprise [13]