Huntington(HBAN) - 2025 FY - Earnings Call Presentation

Financial Performance - Huntington's total assets reached $183 billion in 2024[25] - Total deposits amounted to $148 billion in 2024[27] - Total loans reached $120 billion in 2024[29] - Pre-Provision Net Revenue (PPNR) was $2.9 billion in 2024[31] - Return on Tangible Common Equity (ROTCE) was 15.7% in 2024[33] - Adjusted ROTCE was 16% in 2024[33] - The company's Net Charge-off Ratio was 0.30% in FY2024[44] - The company's Allowance for Credit Losses (ACL) was 1.88%[44] Growth & Strategy - Consumer and Business Primary Banking Relationships (PBRs) grew 2% and 3% year-over-year respectively[22] - Adjusted noninterest income increased by 10% year-over-year, reaching $2080 million[40]