Bank of Ningbo(SZ:002142)2025-07-10 07:50Group 1: Loan Growth and Support for the Economy - The bank has focused on key sectors such as private small and micro enterprises, manufacturing, import-export businesses, and consumer spending to enhance financial services and support the real economy, resulting in steady loan growth [2] - Future loan growth is expected to be maintained due to ongoing policy benefits aimed at expanding domestic demand and promoting consumption [2] Group 2: Capital Measurement and Regulatory Compliance - The bank is actively researching and following the requirements for implementing advanced capital measurement methods as outlined by the National Financial Supervision Administration [2] - The bank is monitoring regulatory developments and the progress of peers in applying for advanced measurement methods [2] Group 3: Capital Supplementation Plans - The bank has optimized its business structure and reduced capital usage, achieving a capital adequacy ratio of 15.32% by the end of 2024, which is considered a strong level within the industry [2] - The bank plans to issue capital bonds not exceeding 45 billion yuan to further strengthen its capital base [2] Group 4: Investor Relations and Compliance - The investor relations activity involved thorough communication with investors, adhering to disclosure regulations without leaking any undisclosed significant information [2]