BANK OF SUZHOU(SZ:002966)2025-07-10 11:48Group 1: Financial Performance - The bank's net interest margin at the end of Q1 2025 was 1.34%, a decrease of 4 basis points compared to the end of 2024, which is better than the industry average [1] - The bank aims to manage interest margins proactively through reasonable growth in volume and effective quality improvements [1] - The bank's fee and commission income showed good growth in Q1 2025, with plans to expand sources of non-interest income through wealth management and new business initiatives [2] Group 2: Capital Adequacy - As of the end of Q1 2025, the bank's core Tier 1 capital adequacy ratio was 9.80%, Tier 1 capital adequacy ratio was 11.62%, and total capital adequacy ratio was 14.54%, all meeting regulatory requirements [2] - The successful conversion of nearly 5 billion RMB in convertible bonds has strengthened the bank's capital base, supporting business development [2] - The bank will continue to optimize its business structure and enhance capital management to improve capital efficiency and risk resilience [2] Group 3: Investor Relations - The investor relations activity involved thorough communication between the company's representatives and investors, adhering to regulations without disclosing any undisclosed significant information [2]