Financial Performance - Profit before tax excluding treasury increased by 11.4% year-on-year to ₹ 15,690 crore (US$ 1.8 billion) in Q1-2026[3, 6] - Core operating profit grew by 13.6% year-on-year to ₹ 17,505 crore (US$ 2.0 billion) in Q1-2026[3, 6] - Profit after tax grew by 15.5% year-on-year to ₹ 12,768 crore (US$ 1.5 billion) in Q1-2026[3, 6] - Consolidated profit after tax increased by 15.9% year-on-year to ₹ 13,558 crore (US$ 1.6 billion) in Q1-2026[14] Balance Sheet - Total period-end deposits grew by 12.8% year-on-year to ₹ 16,08,517 crore (US$ 187.6 billion) at June 30, 2025[3, 7] - Domestic loan portfolio grew by 12.0% year-on-year to ₹ 13,31,196 crore (US$ 155.2 billion) at June 30, 2025[3] - Total assets grew by 10.9% year-on-year to ₹ 26,68,636 crore (US$ 311.2 billion) at June 30, 2025 on a consolidated basis[14] Asset Quality - Net NPA ratio was 0.41% at June 30, 2025[3, 9] - Provisioning coverage ratio on non-performing loans was 75.3% at June 30, 2025[3, 9] Capital Adequacy - Total capital adequacy ratio was 16.97% and CET-1 ratio was 16.31% on a standalone basis at June 30, 2025[3, 13] Credit Growth - Net domestic advances grew by 12.0% year-on-year[5] - Retail loan portfolio comprised 52.2% of the total loan portfolio at June 30, 2025[5]
ICICI Bank(IBN) - 2026 Q1 - Earnings Call Presentation