Q2 2025 Financial Performance - Consolidated revenues reached $604.7 million [6], a 2.1% increase year-over-year [13] - Net earnings amounted to $38.5 million [6] - Adjusted EBITDA stood at $73.5 million [6], with an increase due to Four Technologies' contribution [13] - Diluted EPS was $0.95, while Non-GAAP Diluted EPS reached $1.02, a 10.9% increase year-over-year [6, 13] Progressive Leasing Segment - Progressive Leasing GMV totaled $413.9 million [6], down 8.9% year-over-year [16] - Revenue was essentially flat year-over-year [16] - Write-offs as a percentage of revenue were 7.5%, 20 bps lower than the same period last year [16] Four Technologies - Four Technologies experienced a 166.5% growth in GMV [6] - Four Technologies delivered over 200% revenue growth [7] 2025 Outlook - The company revised its full-year 2025 total revenue outlook to $2.45 billion - $2.5 billion [22] - The company revised its full-year 2025 adjusted EBITDA outlook to $255 million - $265 million [22] - The company expects Q3 2025 total revenues of $580 million - $595 million [25]
PROG (PRG) - 2025 Q2 - Earnings Call Presentation