Five Star Bancorp(US:FSBC)2025-07-24 17:00Company Overview - Five Star Bancorp's asset size is $44 billion[19] - Loans held for investment (HFI) totaled $38 billion[19] - Total deposits reached $39 billion[19] - The company operates with 8 bank branches[19] Financial Highlights (Q2 2025) - Net income was $1451 million, resulting in a return on average assets (ROAA) of 137% and a return on average equity (ROAE) of 1417%[26] - Basic and diluted earnings per share were $068[26] - The net interest margin was 353%, with an average loan yield of 609%[26] - Non-interest-bearing deposits accounted for 2578% of total deposits[28] Loan Portfolio - Loans held for investment increased by $1362 million since March 31, 2025[28] - Commercial real estate (CRE) loans constitute 8155% of the loan portfolio[49] - Manufactured home community loans represent 3052% of CRE loans, totaling $936047 million[49]