Financial Performance - Net income for Q2 2025 was $73.2 million, compared to $59.2 million in Q1 2025[5] - Diluted earnings per share increased to $0.58 in Q2 2025 from $0.47 in Q1 2025[5] - Net interest margin increased by 3 basis points to 3.11%[5, 6] - The efficiency ratio improved to 57.2% in Q2 2025 from 58.2% in Q1 2025[5] - Return on average assets (ROA) was 1.23% and return on average tangible assets (ROATA) was 1.28% for Q2 2025[5] - Return on average equity (ROE) was 11.03% and return on average tangible common equity (ROATCE) was 17.61% for Q2 2025[5] Balance Sheet - Total assets increased to $23.8371 billion as of June 30, 2025, compared to $23.745 billion as of March 31, 2025[8] - Total loans and leases increased by $58.8 million, representing a 0.4% increase[9, 10] - Total deposits increased by $15.6 million[8, 9] - The company repurchased 1.0 million shares of common stock at a total cost of $25 million[9]
First Hawaiian(FHB) - 2025 Q2 - Earnings Call Presentation