Mizuho Financial Group(US:MFG)2025-07-31 06:00Financial Performance Highlights - Consolidated Net Business Profits decreased by 37% YoY, reaching JPY 3164 billion, impacted by Yen appreciation, but progress is at 24% vs FY25 Outlook of JPY 128 trillion[6, 9] - Profit Attributable to Owners of Parent increased by 04% YoY, totaling JPY 2905 billion, driven by net gains related to stocks and reversals in credit-related costs, with progress at 30% vs FY25 Outlook of JPY 094 trillion[6, 11] - TSE ROE increased by 12 percentage points due to profit growth and other factors, indicating improving capital efficiency[6, 12] Business Segment Performance - Customer Groups experienced strong interest income and fee business, contributing to largely flat YoY Consolidated Gross Profits, which decreased by 09%[7] - Retail & Business Banking Company (RBC) reported Profit Attributable to Owners of Parent of JPY 439 billion[18, 33] - Corporate & Investment Banking Company (CIBC) reported Profit Attributable to Owners of Parent of JPY 314 billion[18, 33] Balance Sheet and Asset Quality - Total Assets reached JPY 278 trillion, a decrease of 46%[19] - Loans in Japan showed a Loan and Deposit Rate Margin of 061%[21] - Loans outside Japan had a Loan and Deposit Rate Margin of 494%[24] - Non-performing Loans (NPL) Ratio stood at 073%[30] Non-Interest Income - Non-Interest Income reached JPY 3163 billion[27] - Global Corporate & Investment Banking Company (GCIBC) contributed JPY 1122 billion to Non-Interest Income[27] Future Outlook - The company revised its FY25 earnings outlook upward, anticipating further business growth, with a Consolidated Net Business Profits outlook of JPY 133 trillion and Profit Attributable to Owners of Parent outlook of JPY 800 billion[36]