Financial Performance - Mizuho Financial Group reported net interest income of ¥1,259,999 million for the fiscal year ending March 31, 2025, an increase from ¥1,204,924 million in 2024, reflecting a growth of approximately 4.6%[31] - The company experienced a net income attributable to shareholders of ¥593,393 million in 2025, compared to ¥912,473 million in 2024, indicating a decrease of about 34.9%[31] - Noninterest income for the fiscal year 2025 was reported at ¥2,002,912 million, a decline from ¥2,743,729 million in 2024, showing a decrease of about 27%[31] - The company’s return on equity for 2025 was 6.61%, down from 10.03% in 2024, indicating a decline in profitability[32] - Cash dividends per share increased to ¥140.00 in 2025 from ¥105.00 in 2024, marking a rise of approximately 33.3%[31] - The provision for credit losses was ¥96,943 million in 2025, compared to ¥47,135 million in 2024, reflecting an increase of about 105.5%[31] - Total assets increased to ¥276,741,152 million in 2025 from ¥272,173,152 million in 2024, representing a growth of approximately 1.9%[32] - Total liabilities stood at ¥266,191,227 million in 2025, up from ¥261,741,965 million in 2024, which is an increase of approximately 1.7%[32] - The company’s long-term debt decreased to ¥14,914,120 million in 2025 from ¥16,277,331 million in 2024, a reduction of about 8.4%[32] Risks and Challenges - Climate change risks, including transition and physical risks, may adversely affect the company's financial stability and operations[42] - The company faces intense competition from both domestic and international financial institutions, which could impact its market position[44] - Significant trading account losses were recorded for the fiscal years ended March 31, 2022, 2023, and 2024 due to U.S. interest rate rises, affecting the company's bond holdings[50] - The company holds substantial investments in marketable equity securities, and declines in Japanese stock prices could lead to unrealized losses and negatively impact capital adequacy ratios[48][49] - The company may need to increase allowances for credit losses due to problem loans, particularly in the real estate and manufacturing sectors[47] - A downgrade in credit ratings could result in additional collateral requirements, estimated at approximately ¥4.1 billion for a one-notch downgrade and ¥15.2 billion for a two-notch downgrade[57] - The company is subject to capital adequacy regulations, and failure to maintain required levels could lead to corrective actions from the Financial Services Agency[58] - The leverage ratio regulations require the company to maintain certain thresholds, with potential corrective actions if these are not met[62] - Market liquidity of assets may decrease significantly due to financial market turmoil, adversely affecting the company's financial condition[52] - Pension-related costs may increase due to revised assumptions or changes in pension plans, potentially affecting financial condition and results of operations[67] - A decrease in deferred tax assets, net of valuation allowance, could adversely impact financial condition and results of operations due to changes in estimation of future taxable income or tax policy[68] - Impairment of long-lived assets could materially affect financial condition and results of operations if cash flows do not justify carrying value[69] - Disruptions in information technology systems could significantly impact business operations and financial results due to human error or system failures[72] - Cyber-attacks could jeopardize the protection of confidential information and disrupt business operations, leading to reputational damage and financial losses[74] - Employee errors and misconduct pose risks that could result in regulatory actions and harm to reputation, adversely affecting financial condition and results of operations[79] - The inability to attract and retain skilled employees could impair competitiveness and efficiency, negatively impacting financial condition and results of operations[80] - Compliance with anti-money laundering and counter-terrorism financing measures is critical, as inadequacies could lead to regulatory actions and reputational harm[84] Strategic Initiatives - The medium-term business plan announced in May 2023 may not achieve anticipated outcomes, affecting financial condition and results of operations[92] - Expansion into new product and service areas exposes the company to new risks that could materially affect financial condition and results of operations[93] - In fiscal year 2023, the company redefined its Corporate Identity and established a medium-term business plan for FY2023 to FY2025, aiming to meet the targets set in the previous 5-Year Business Plan[124] - The company has established a venture capital firm, Mizuho Innovation Frontier Co., Ltd., in April 2023 to promote business and technological advances within the group[120] - The company has integrated its asset management functions with The Dai-ichi Life Insurance Company, forming Asset Management One Co., Ltd., to strengthen asset management capabilities[115] - The company has pursued comprehensive model risk management initiatives to mitigate potential losses from model errors[97] - The company has developed internal controls over financial reporting in compliance with the Sarbanes-Oxley Act and the Financial Instruments and Exchange Act of Japan[98] - The company has faced risks related to unidentified or unanticipated risks, which may not be fully addressed by current risk management policies[99] - The company has undergone several mergers and acquisitions to enhance group capabilities, including the merger of Mizuho Securities and Shinko Securities in May 2009[108] - The company has established a new group capital structure by making Mizuho Securities a directly-held subsidiary in April 2013[111] - The company has dissolved Mizuho Private Wealth Management Co., Ltd. in December 2021, transferring its functions to Mizuho Bank, Ltd.[119] - The company has integrated its research and IT development capabilities by merging Mizuho Information & Research Institute, Inc. and Mizuho Trust Systems Company, Limited in January 2021[117] Customer Experience and Service Enhancement - In fiscal year 2024, Mizuho established "Mizuho Atelier" branches and improved the user interface of the Mizuho Direct app, enhancing customer experience[125] - Mizuho formed a strategic partnership with Golub Capital to address asset management needs, particularly with the rollout of Japan's new tax exemption scheme for investment, NISAs[125] - The company aims to double asset-based income and expand the asset formation business through NISAs, leveraging group-wide strengths[132] - Mizuho's acquisition of Greenhill in December 2023 is expected to facilitate cross-border M&A deals, enhancing global coordination[125] - The medium-term business plan from FY2023 to FY2025 focuses on co-creating value-added solutions to support clients and address social issues[130] - Mizuho's corporate culture transformation initiatives resulted in improved employee engagement and internal communication[128] - The company is enhancing its digital transformation efforts, including the development of AI-powered contact centers and IT reforms[125] Sustainability and Corporate Responsibility - Mizuho is committed to sustainability, aiming to improve corporate value while addressing environmental and social issues[136] - The Risk Appetite Framework (RAF) has been established to manage risks associated with sustainability and enhance corporate value[141] - Mizuho aims to achieve a low-carbon society by 2050, implementing initiatives based on a Net Zero Transition Plan that focuses on business opportunities, risk management, and real economy transitions[149] - The company conducts scenario analysis to assess the impact of climate change on its portfolio, enhancing the flexibility of plans and resilience of strategy[150] - Mizuho is investing in talent development and strategic human resource management to create a more inclusive organization and support employee growth[151] Business Operations and Market Strategy - The Retail & Business Banking Company is enhancing its service offerings, including AI-powered asset management advisory services and expanding housing loan products[158][160] - Mizuho has entered a strategic capital and business alliance with Rakuten Card Co., Ltd., acquiring 14.99% of its common stock to build a new retail business model[165] - The Corporate & Investment Banking Company provides tailored financial solutions for large corporate customers, including M&A advisory and risk hedging products[175] - Mizuho is expanding its Global Corporate & Investment Banking operations, focusing on approximately 300 blue-chip non-Japanese companies for LCM/DCM financing[184] - The company is enhancing its service framework to support diverse business needs of customers, including forming alliances with local financial institutions[185] - Mizuho Bank Europe N.V. merged with Mizuho Securities Europe GmbH to transition to a universal bank model, integrating banking and securities services[187] - The Global Markets Company aims to enhance its market presence and diversify its revenue base by integrating banking and securities functions, expanding its product lineup[189] - The company is focusing on improving trading capabilities and providing effective solutions by consolidating global risks and establishing electronic trading platforms[190] - The Asset Management Company is enhancing its asset management capabilities through collaboration with group companies and affiliates, targeting both individual and institutional investors[199] - Mizuho Bank plans to strengthen its operational structure in the defined contribution pension field through a merger with Defined Contribution Plan Services Co., Ltd., expected to enhance service efficiency[202] - The company is promoting sustainability across its sales, trading, investment, and fundraising functions, aiming to address ESG issues[193] - Mizuho Financial Group is examining the integration of Mizuho Bank and Mizuho Research & Technologies to enhance service offerings and add value for customers[210] - The company is expanding its transaction banking solutions to meet the sophisticated needs of corporate clients and investors, focusing on cash management and trade finance[205] - Mizuho Financial Group is collaborating with major partners like BlackRock, Inc. to develop and offer innovative investment products[200] - The company is leveraging technological advancements to enhance its infrastructure, including next-generation trading rooms and digital literacy among employees[194] - Mizuho Financial Group is facing strong competition in the financial services market, particularly from major global banks and local competitors[212]

金十数据6月20日讯，据外媒报道，泰国突然陷入新的政治危机，这对其经济构成了威胁，该国经济本 就处于技术性衰退的边缘，且正在应对全球贸易战的影响。分析人士称，即使泰国总理佩通坦设法挺过 执政联盟内部不断扩大的分歧，其后果仍可能导致关键立法停滞，破坏与美国的关税谈判，并动摇投资 者对本就表现不佳的泰国资产的信心。如果佩通坦执政仅一年的政府彻底垮台，情况可能会更糟，这将 使其恢复经济增长的努力付诸东流，而泰国去年的经济增长就已落后于邻国印度尼西亚、马来西亚、菲 律宾和新加坡。佩通坦的前任总理被法院裁决罢免，她的父亲则是在军事政变中被推翻。瑞穗银行除日 本外亚洲地区宏观研究主管Vishnu Varathan在一份报告中表示："当前，政治不确定性加剧且可能持 续，给本就疲软的经济蒙上了一层阴影。"他认为泰国央行可能需要加快降息50至75个基点。"鉴于商业 信心已受损且市场情绪脆弱，显然需要尽快出台更多刺激措施。" 瑞穗银行：泰国央行需要降息50至75个基点以稳住局势 ...

武英克等分别介绍了各自企业在穗业务发展情况，大家表示，广州是中国改革开放的前沿，也是日本企 业拓展中国市场的首选城市之一，对企业在穗发展充满信心，将牢牢把握发展机遇，进一步拓展在穗业 务布局，加强与广州企业合作，积极参与南沙等重点平台建设，推动双方合作取得更多成果。 中信集团副总经理曾琪，市领导边立明、赖志鸿参加。 （文章来源：广州日报） 郭永航、孙志洋代表市委、市政府欢迎各位企业家来访，感谢企业长期以来对广州经济社会发展的大力 支持，表示广州是中国重要的中心城市、粤港澳大湾区核心引擎，当前正全面贯彻习近平总书记、党中 央决策部署，进一步全面深化改革、扩大高水平对外开放，加强产业链供应链国际合作，加快构 建"12218"现代化产业体系，以新质生产力推动高质量发展，建设具有经典魅力和时代活力的中心型世 界城市。广州经济韧性强、活力足、潜力大，各类企业在广州发展空间广阔、大有可为。希望中信集团 充分发挥综合性跨国企业优势，在穗布局更多新业务新项目，引导更多国际合作伙伴走进广州、投资广 州，共享大湾区发展机遇。希望各日本企业继续深耕广州，紧密对接广州产业规划，聚焦新能源汽车、 低空经济、智能制造、医药健康、现代金融 ...

NEW YORK, June 09, 2025 (GLOBE NEWSWIRE) -- Mizuho Americas today announced it won 2025 Global Markets Choice Awards for Best in CLOs (Collateralized Loan Obligations) and Best in Equity Research. Launched in 2022, Mizuho Americas’ CLO team has rapidly emerged as a leading force in the CLO market. In just two years, the team recently achieved a top five ranking in broadly syndicated CLO new issue by volume and stands as a leading foreign bank in the space. The platform successfully arranged 37 deals in 2024 ...

About Mizuho Americas Mizuho Financial Group, Inc. is one of the largest financial institutions in the world as measured by total assets of ~$2 trillion, according to S&P Global 2024. Mizuho's 65,000 employees worldwide offer comprehensive financial services to clients in 36 countries and 850 offices throughout the Americas, EMEA, and Asia. Mizuho Americas is a leading Corporate and Investment Bank (CIB) that provides a full spectrum of client- driven solutions across strategic advisory, capital markets, co ...

Core Viewpoint - The research service "Asia Value & Moat Stocks" targets value investors looking for Asia-listed stocks that exhibit a significant disparity between market price and intrinsic value, focusing on deep value balance sheet bargains and wide moat stocks [1] Group 1: Investment Focus - The service emphasizes deep value balance sheet bargains, which include net cash stocks, net-nets, low price-to-book (P/B) stocks, and sum-of-the-parts discounts [1] - It also highlights wide moat stocks, which are characterized by strong earnings power at a discount, including high-quality businesses and hidden champions [1] Group 2: Market Emphasis - The primary focus of the investment ideas is on the Hong Kong market, providing a range of watch lists with monthly updates for investors [1]

在日本国债拍卖需求创下十多年来的新低之际，瑞穗金融集团（Mizuho Financial Group）正在采取"非常保守"的证券投资策略，大幅削减债券持 仓，等待日本央行加息政策进一步明朗。 瑞穗谨慎布局：债券持仓大瘦身，静待日央行政策明朗 Kihara 的言论发布之际，日本20年期国债迎来自2012年以来最差拍卖，投标倍数跌至2.5倍，尾差飙升至1987年以来最高水平。截至上个月底，日 本央行持有的长期政府债务为576.6万亿日元，仅比2024年7月底（即开始放缓债券购买速度之前）下降了2.2%。 消息导致日本国债周二进一步下跌。其中，日本20年期国债收益率飙升约15个基点，达到2000年以来最高，而30年期债券收益率则升至1999年首 次发行该品种债券以来最高。 瑞穗首席执行官 Masahiro Kihara 在周二的新闻发布会上表示，在确信日本央行不会进一步加息之前，该行不会建立大规模的投资头寸。 投资者报告显示，瑞穗已经削减了其在日本和外国政府债券中的头寸。截至今年3月，其持有的日本国债从三年前的25.1万亿日元锐减至8.3万亿日 元（约合570亿美元）。 虽然同期其外国债券持仓从8.9万亿日元增加到 ...

Investors looking for stocks in the Banks - Foreign sector might want to consider either Mizuho (MFG) or National Australia Bank Ltd. (NABZY) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look.We have found that the best way to discover great value opportunities is to pair a strong Zacks Rank with a great grade in the Value category of our Style Scores system. The proven Zacks Rank emphasizes companies with positive estimate revisi ...

瑞穗金融集团预计全年净利润9,400.0亿日元，市场预估9,819.2亿日元。 瑞穗金融集团预计全年股息145.00日元，市场预估149.16日元。 瑞穗金融集团第四季度净利润300.6亿日元。 瑞穗金融集团第四季度股息75.00日元。 ...

Core Viewpoint - Japanese megabanks are anticipated to report better-than-expected earnings for the fiscal year ending March 31, based on analyst estimates from S&P Global's Visible Alpha platform [2] Company Summary - Mitsubishi UFJ Financial Group Inc. (MUFG) is expected to post strong earnings [2]