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宇信科技(300674) - 宇信科技:2025年8月31日投资者关系活动记录表

Group 1: Financial Performance - The company achieved a net profit of 220 million yuan, a year-on-year increase of 35.26% [3] - The non-deducted net profit reached 216 million yuan, growing by 49.45% year-on-year [3] - The comprehensive gross margin was 34.79%, an increase of 1.05 percentage points compared to the previous year [3] Group 2: Revenue Breakdown - Revenue from banking IT products and solutions amounted to 1.202 billion yuan, with a gross margin of 33.69%, up by 2.77 percentage points year-on-year [3] - Revenue from non-banking IT products and solutions was 149 million yuan, a year-on-year growth of 28.18%, with a gross margin of 34.54% [3] - The company’s overseas revenue reached 16.3554 million yuan, a significant increase of 121.25% year-on-year [3] Group 3: R&D Investment - R&D investment totaled 155 million yuan, accounting for 10.99% of operating revenue [4] - The company aims to become an AI-driven growth enterprise, enhancing business processes and customer expansion [4] Group 4: Digital Currency Strategy - The company began its digital currency strategy in 2024, focusing on stablecoins and digital fiat for cross-border payments [8] - In May 2025, the company adjusted its strategy to prioritize stablecoins as a key area of research and development [8] - The company is exploring the integration of traditional financial systems with digital currency systems, aiming to enhance payment efficiency [8] Group 5: International Expansion - The company plans to issue H-shares and list on the Hong Kong Stock Exchange to support its international strategy [6] - It is actively expanding its overseas business, targeting Southeast Asia, Central Asia, the Middle East, and Europe [6] - The company has successfully secured projects with leading banks in London and Hong Kong, enhancing its international reputation [6] Group 6: Future Outlook - The company sees significant opportunities in the integration of traditional finance and digital currency, with a potential for unprecedented demand [13] - It aims to assist banks in quickly connecting to digital currency systems, addressing development efficiency and demand mismatches [14] - The company anticipates rapid growth in overseas projects, with increasing recognition of its capabilities in international markets [15]