Group 1: Interest Margin Outlook - The net interest margin for the first half of the year is 1.33%, a decrease of 5 basis points compared to the end of 2024, which is better than the industry average [1] - The bank will continue to focus on customer-centric integrated management strategies to enhance interest margin management [1] Group 2: Loan Distribution in Different Regions - As of June 2025, the loan balance in other regions of Jiangsu Province accounts for over 44%, maintaining a good growth trend [2] - The bank plans to leverage its full coverage of provincial branches to deepen local market integration and enhance financial service levels [2] Group 3: Asset Quality Trends - The non-performing loan ratio is 0.83% as of June 2025, indicating a strong asset quality compared to the industry [2] - The bank aims to maintain stable asset quality throughout the year by improving risk management and monitoring processes [2] Group 4: Investor Communication - The company ensured thorough communication with investors during the meeting, adhering to regulations without disclosing any undisclosed significant information [2]
苏州银行(002966) - 2025年9月4日投资者关系活动记录表