Bank of Ningbo(SZ:002142)2025-09-17 07:26Group 1: Company Growth and Capital Management - The company focuses on long-term growth, balancing dividends with internal capital growth to ensure a solid capital foundation for sustainable development [2] - Internal capital is expected to create greater value for the company's development, with a commitment to enhancing performance and maintaining steady internal capital growth for shareholder returns [2] Group 2: Competitive Advantage Strategies - The company adopts a differentiated business strategy, adapting to changes in the operating environment and continuously building comparative advantages for high-quality development [2] - Key strategies include deepening operational focus, strengthening core advantages, accelerating technological transformation, and maintaining risk management to ensure stable operations [2] Group 3: Asset Quality Outlook - The company acknowledges new challenges in asset quality management due to economic fluctuations and external conditions, committing to focus on key areas while adhering to risk management principles [3] - The company plans to enhance credit risk management through a digital foundation and maintain a balance between risk control and operational efficiency, expecting asset quality to remain at a favorable level within the industry [3]