Bank of America(BAC) - 2025 Q3 - Earnings Call Presentation

Financial Highlights - Net income reached $8.5 billion, a 23% increase year-over-year[2] - Earnings per share (EPS) increased by 31% year-over-year to $1.06[2] - Revenue, net of interest expense, grew by 11% year-over-year to $28.1 billion[2,6] - Net interest income (NII) increased by 9% year-over-year to $15.2 billion[2,6] Balance Sheet Strength - Deposits totaled $2.0 trillion, a 4% increase year-over-year[2] - Loans reached $1.2 trillion, an 8% increase year-over-year[2] - The CET1 ratio was 11.6%, exceeding regulatory minimums[2] - Average Global Liquidity Sources (GLS) amounted to $961 billion[2] Business Segment Performance - Consumer investment assets grew 17% year-over-year to $580 billion[10] - Global Banking average deposits increased 15% year-over-year to $632 billion[11] - Total Corporation investment banking fees (excl self-led) increased 43% year-over-year to $2.013 billion[2,72] - Global Markets sales and trading revenue increased 9% year-over-year to $5.4 billion[2,79]