Truist(US:TFC)2025-10-17 12:00Financial Performance - Net income available to common shareholders was $1.3 billion, or $1.04 per share in 3Q25[21, 29] - The company repurchased $500 million of common stock in 3Q25 and is targeting $750 million in 4Q25[21, 58] - Adjusted revenue increased by 3.7% compared to 2Q25[28] - The company is targeting a 15% ROTCE in 2027[21, 62] Loan and Deposit Trends - Average loans increased by 2.5% linked quarter, driven by broad-based growth in wholesale and consumer lending[21, 30] - Average deposits decreased by 1.0% linked quarter[33] - The company expects to reprice approximately $11 billion of fixed rate loans and $3 billion of investment securities during 4Q25[46] Business Segment Highlights - Consumer & Small Business Banking net income was $663 million in 3Q25[65, 67] - Wholesale Banking net income was $1.2 billion in 3Q25[68, 69] - Investment banking & trading fees were up 58% compared to 2Q25[24] Outlook - The company expects adjusted revenue to increase by 1% to 2% in 4Q25 compared to 3Q25[58] - The company expects adjusted expenses to remain stable in 4Q25 compared to 3Q25[58] - The company anticipates net interest income to increase approximately 2% in 4Q25[46]