Truist Financial Corporation (TFC), headquartered in Charlotte, North Carolina, is a leading financial services provider specializing in banking and trust services. Valued at $65.1 billion by market cap, the company provides a diverse array of services, encompassing retail, small business, and commercial banking, asset management, capital markets, commercial real estate, corporate and institutional banking, insurance, mortgage, payments, and specialized lending and wealth management solutions. Shares of ...

Group 1 - Truist Financial Corporation announced that Chief Consumer and Small Business Banking Officer Dontá Wilson will speak at the UBS Financial Services Conference on February 10, 2026, at 12:10 p.m. ET [1] - Chief Financial Officer Mike Maguire will speak at the BofA Securities Financial Services Conference on February 11, 2026, at 10:30 a.m. ET [1] - A live audio webcast of the conferences will be available on the day of the events, with a replay accessible for 30 days [2] Group 2 - Truist Financial Corporation is a purpose-driven financial services company headquartered in Charlotte, North Carolina, with total assets of $548 billion as of December 31, 2025 [3] - The company has a leading market share in many high-growth markets in the U.S. and offers a wide range of financial products and services [3] - Truist is recognized as a top-10 commercial bank, providing services including consumer and small business banking, commercial and corporate banking, investment banking, and wealth management [3]

Core Insights - Bank of America (BAC) and Truist Financial (TFC) reported solid fourth-quarter 2025 results with year-over-year growth in earnings and revenues, prompting a comparison of their investment potential post-earnings [2] Group 1: Bank of America (BAC) - BAC is expected to see net interest income (NII) growth of approximately 5-7% in 2026, driven by asset repricing, loan and deposit growth, and technological efficiency [3][11] - The bank plans to expand its financial center network by opening over 150 centers by 2027, enhancing customer relationships and tapping into new markets [4] - BAC's non-interest income streams, including asset management fees and investment banking, showed positive momentum and are expected to continue in 2026 [5] - The bank's return on equity (ROE) stands at 11.07%, indicating efficient use of shareholder funds [21] - Following the 2025 stress test, BAC raised its dividend by 8% to 28 cents per share, resulting in a dividend yield of 2.15% [17] Group 2: Truist Financial (TFC) - TFC expects NII growth of 3-4% in 2026, supported by average loan growth and fixed-rate asset repricing [10][11] - The company announced a growth plan to open 100 new branches and renovate over 300 existing locations by 2030, focusing on enhancing its digital capabilities [8] - TFC's ROE is lower at 9.03%, reflecting less efficient use of shareholder funds compared to BAC [21] - TFC maintains a higher dividend yield of 4.14%, with its dividend payout remaining at 52 cents per share [17] Group 3: Comparative Analysis - Over the past six months, BAC shares have risen by 11.3%, outperforming TFC's 7.9% increase [13] - In terms of valuation, TFC is trading at a forward P/E of 11.11X, while BAC is at 11.94X, indicating TFC is trading at a discount [16][17] - The Zacks Consensus Estimate indicates BAC's earnings growth of 13.1% and 14.4% for 2026 and 2027, respectively, while TFC's growth is estimated at 13.4% and 12.1% [23][26] - Overall, BAC is viewed as better positioned for long-term growth due to its scale, diversified income streams, and ongoing expansion strategy, despite TFC's higher dividend yield [29][30]

Core Insights - Nearly 60% of the largest banks in the U.S. are either already offering Bitcoin-related services or expect to do so, indicating a significant trend towards Bitcoin adoption in the banking sector [1][5] Group 1: Current Offerings and Initiatives - Major U.S. banks such as JPMorgan Chase have launched Bitcoin trading services, while Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley provide Bitcoin exposure primarily to high-net-worth clients [2] - U.S. Bank and BNY Mellon are among the first systemically important banks to offer custody services for Bitcoin [3] - PNC Group has launched both Bitcoin custody and trading services, while State Street and HSBC's U.S. operations have announced custody plans [5] Group 2: Exploratory Stages and Recommendations - Some banks, including Citigroup and Fifth Third, are still in the exploratory stages regarding custody and trading offerings [6] - Bank of America has recommended that clients allocate up to 4% of their portfolios to cryptocurrencies, reflecting a shift in stance even among banks without direct Bitcoin products [4][9] - Bank of America also plans to initiate coverage of four U.S.-listed spot Bitcoin exchange-traded funds (ETFs), which provide direct exposure to Bitcoin [10] Group 3: Banks Yet to Enter the Market - Despite the growing momentum, a significant minority of large U.S. banks have not yet announced Bitcoin-related products or plans, with nine banks remaining on the sidelines [7][8][11]

With a decided lack of clarity on future rate moves and the direction of the economy, 2026 is shaping up as a year when individual bank companies and stock performance could show a lot ofAnalyst’s Disclosure: I/we have a beneficial long position in the shares of TFC either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any compan ...

Core Viewpoint - Argus has raised the price target for Truist Financial (TFC) to $58 from $54 while maintaining a Buy rating following the company's Q4 earnings beat [1] Financial Performance - The Q4 results indicated a positive impact on net interest income driven by higher earning assets and average deposits [1] - Share buybacks remained robust, contributing to the overall financial health of the company [1] - Credit quality showed improvement, reflecting a stronger financial position [1]

Truist Financial Corporation (NYSE:TFC) is one of the best large cap value stocks to buy in 2026. On January 7, TD Cowen raised its price target on Truist Financial to $59 from $55, while maintaining a Buy rating. This decision was made as the firm updated its banking sector outlook, citing a positive end to the year driven by asset repricing and balance sheet expansion. The firm remains bullish on 2026 and noted that a shift toward a more accommodative Fed leadership could be a significant catalyst for st ...

Group 1 - The article emphasizes the benefits of a dividend-focused value investment strategy, highlighting capital preservation and steadily growing income as key components [1] - The author discusses a diversified dividend stock portfolio that prioritizes high-quality value stocks, which are expected to provide meaningful growth and long-term safety [1] Group 2 - The author has disclosed a beneficial long position in the shares of TFC and USB, indicating a personal investment interest in these companies [2] - The article is presented as a personal opinion and does not constitute investment or tax advice, reflecting the author's status as a private investor [3]

Core Insights - Truist Financial Corporation reported earnings per share of $1, which was below the estimated $1.09, but exceeded revenue expectations with approximately $5.3 billion, surpassing the estimated $5.2 billion [2][6] - The company has a price-to-earnings (P/E) ratio of approximately 12.46 and a price-to-sales ratio of about 2.14, indicating a favorable market valuation despite the earnings miss [3][6] - Truist plans to return value to shareholders through a $4 billion stock buyback and offers a 4.2% dividend yield, demonstrating its commitment to capital returns [4][6] Financial Performance - Truist's recent increase in fourth-quarter profit was driven by higher interest income and investment banking fees, showcasing its ability to capitalize on favorable market conditions [5] - The company's solid loan growth, supported by low exposure to commercial real estate, underscores its financial stability [4]

Core Insights - Truist Financial Corporation reported revenue of $5.25 billion for the quarter ended December 2025, reflecting a year-over-year increase of 3.7% [1] - The earnings per share (EPS) for the quarter was $1.12, up from $0.91 in the same quarter last year, surpassing the consensus estimate of $1.09 by 2.41% [1] Financial Performance Metrics - Net interest margin was reported at 3.1%, exceeding the average estimate of 3% by six analysts [4] - Total nonperforming assets amounted to $1.63 billion, lower than the average estimate of $1.87 billion based on five analysts [4] - Net charge-offs as a percentage of average loans and leases were 0.6%, matching the average estimate [4] - Book Value Per Share (BVPS) was $47.74, slightly above the estimated $47.43 [4] - Average balance of total earning assets was $484.6 billion, below the estimated $490.36 billion [4] - The efficiency ratio-unadjusted was 60.4%, higher than the average estimate of 56.1% [4] - Total nonaccrual loans and leases were reported at $1.58 billion, lower than the average estimate of $1.87 billion [4] - Tier 1 Leverage Ratio was 10%, slightly below the estimated 10.1% [4] - Tier 1 Capital Ratio was 11.9%, below the average estimate of 12.3% [4] - Total Capital Ratio was 13.8%, lower than the estimated 14.4% [4] - Total Noninterest Income was $1.55 billion, slightly below the average estimate of $1.57 billion [4] - Net interest income (FTE) was reported at $3.75 billion, matching the average estimate [4] Stock Performance - Truist Financial's shares have returned -2.7% over the past month, compared to a -0.4% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market [3]