Home Bancorp(US:HBCP)2025-10-21 15:30Company Overview - Home Bancorp's total assets reached $3.5 billion as of September 30, 2025[10] - The company has 43 locations across Southern Louisiana, Western Mississippi, and Houston[10] - Institutional ownership stands at 48%, while insider/ESOP ownership is at 12% as of October 17, 2025[10] Financial Performance - Net income for Q3 2025 was $12357 thousand, with diluted EPS at $159[14] - Net interest income for Q3 2025 reached $34106 thousand[14] - The net interest margin (NIM) for Q3 2025 was 410%[14] - Return on average assets (ROA) for Q3 2025 was 141%[14] - Return on tangible common equity (ROATCE) for Q3 2025 was 150%[14] Loan Portfolio - Total loans amounted to $27 billion[10] - The loan portfolio experienced a (1)% annualized growth rate YTD 2025[31] - Houston market loans showed a 9% annualized growth rate YTD[31] Deposits - Total deposits reached $30 billion[10] - Non-interest bearing deposits represent 27% of the deposit composition[73] - The company's deposit base has an annualized growth rate of 9% in 2025[73]