Visa(V) - 2025 Q4 - Earnings Call Presentation

Fiscal Fourth Quarter 2025 Financial Results October 28, 2025 ©2025 Visa. All rights reserved. Fiscal Fourth Quarter 2025 Results | YoY increase / (decrease) except for Effective Income Tax Rate | Net Revenue | Operating Expenses | Effective Income Tax Rate | Diluted Class A Common Stock Earnings Per Share | | --- | --- | --- | --- | --- | | GAAP Nominal-Dollar Basis | 12% | 40% | 18.2% | (1%) | | Non-GAAP Nominal-Dollar Basis(1) | 12% | 13% | 18.8% | 10% | | Foreign Currency Impact(2) | (~0.5%) | (~1.0%) | ...