Assurant(US:AIZ)2025-11-05 13:00Financial Performance - Assurant's YTD 2025 adjusted EBITDA, excluding catastrophes, increased by 13% compared to the prior year period[11] - Assurant's YTD 2025 adjusted EPS, excluding catastrophes, increased by 15% compared to the prior year period[11] - Assurant generated $487 million in cash YTD 2025[11] - Assurant returned $331 million to shareholders YTD 2025, including share repurchases and common stock dividends[11] - Assurant Q3 2025 adjusted EBITDA, excluding catastrophes, increased by 13% to $434 million, compared to $385 million in Q3 2024[41] - Assurant Q3 2025 adjusted EPS, excluding catastrophes, increased by 13% to $576 per share, compared to $508 per share in Q3 2024[41] Segment Performance - Global Lifestyle adjusted EBITDA increased by 6% on a constant currency basis YTD 2025[20] - Global Housing adjusted EBITDA, excluding catastrophes, increased by 21% YTD 2025, reaching $773 million compared to $641 million in the prior year period[22, 25] - Global Housing combined ratio for YTD 2025 was 78%, or 83% excluding prior year development[27] Outlook and Capital Allocation - Assurant is increasing its 2025 enterprise outlook to low double-digit growth in adjusted EPS and approaching 10% growth in adjusted EBITDA, both excluding catastrophes[13] - Assurant repurchased $81 million in shares in Q3 2025, with an additional $27 million repurchased between October 1 and October 31[42]