宁波银行(002142) - 2025年12月2日投资者关系活动记录表

Group 1: Loan Growth and Financial Services - The company has focused on supporting key sectors such as private small and micro enterprises, manufacturing, import-export businesses, and consumer spending, leading to steady loan growth [2] - Future loan growth is expected to be sustained due to ongoing policy support aimed at expanding domestic demand and promoting consumption [2] Group 2: Capital Growth and Dividends - The company emphasizes the balance between dividends and internal capital growth to ensure a solid capital foundation for sustainable business development [2] - Internal capital is projected to create greater value for the company's future growth [2] Group 3: Asset Quality Outlook - The company acknowledges new challenges in asset quality management due to economic fluctuations and changing domestic and international conditions [2] - A focus on risk management and a robust credit risk monitoring system will help maintain asset quality at a favorable level within the industry [2]