苏州银行(002966) - 2025年12月5日投资者关系活动记录表

Group 1: Project Reserve and Credit Growth - The bank has initiated the 2026 credit project reserve work, aiming for steady growth in annual credit scale [1] - The focus is on actively identifying customer needs and promoting project implementation for early returns [1] Group 2: Income Diversification Strategies - The bank is enhancing its income sources by focusing on wealth management and multi-category asset allocation [1] - New business areas such as government bond sales, non-financial corporate bond underwriting, and custody services are being developed to expand income [1] Group 3: Provision Coverage Ratio - As of September 2025, the group's provision coverage ratio stands at 420.59%, indicating strong risk mitigation capacity [2] - The bank plans to maintain a stable provision coverage ratio by adhering to prudent principles in provisioning [2]