Bank of Ningbo(SZ:002142)2025-12-17 07:20Group 1: Loan Growth and Financial Services - The company has focused on supporting key sectors such as private small and micro enterprises, manufacturing, import-export businesses, and consumer services, leading to steady loan growth [2] - Future loan growth is expected to be maintained due to ongoing policy support aimed at expanding domestic demand and promoting consumption [2] Group 2: Refinancing and Internal Growth - The company emphasizes a balanced approach between dividends and internal capital growth, ensuring a solid capital foundation for sustainable development [2] - Internal capital is projected to create greater value for the company, with a commitment to enhancing performance and providing returns to shareholders [2] Group 3: Asset Quality Outlook - The company acknowledges new challenges in asset quality management due to economic fluctuations and external conditions [2] - A focus on risk management and a robust credit risk monitoring system is in place to maintain asset quality at a favorable level within the industry [2] Group 4: Compliance and Disclosure - The company ensured that all communications during the investor relations activity adhered to disclosure regulations, with no significant undisclosed information leaked [2]