宁波银行(002142) - 2026年1月15日投资者关系活动记录表

Group 1: Financing and Growth Strategies - The company focuses on balancing dividends and internal capital growth to ensure a solid capital foundation for sustainable development [2] - Internal capital is expected to create greater value for the company's development [2] - The company aims to enhance performance and maintain steady growth of internal capital to provide more returns to shareholders [2] Group 2: Competitive Advantages - The company adopts a differentiated business strategy to adapt to changes in the operating environment and accumulate comparative advantages [2] - Key strategies include deepening operational focus, strengthening core advantages, accelerating technological transformation, and ensuring risk management [2] Group 3: Loan Growth and Economic Support - The company has focused on supporting private small and micro enterprises, manufacturing, import-export businesses, and consumer sectors to enhance financial service levels [2] - With ongoing policy benefits aimed at expanding domestic demand and promoting consumption, the company plans to maintain reasonable credit growth [2] - The goal is to effectively meet the financing needs of the real economy and support its development [2] Group 4: Compliance and Communication - During the investor relations activity, the company ensured thorough communication with investors while adhering to disclosure regulations [2] - No significant undisclosed information was leaked during the reception process [2]