宁波银行(002142) - 2026年1月21日投资者关系活动记录表

Group 1: Competitive Advantage - The company adopts a differentiated business strategy to adapt to changes in the operating environment and continuously accumulates comparative advantages for high-quality development [2] - Key strategies include deepening operational focus, strengthening core advantages, accelerating technological transformation, and ensuring risk management to maintain stable operations [2] Group 2: Financing and Growth - The company emphasizes the long-term relationship between dividends and internal capital growth, ensuring a solid capital foundation for sustainable business development [2] - Internal capital is expected to create greater value for the company's development, with a commitment to enhancing performance and maintaining steady internal capital growth for shareholder returns [2] Group 3: Loan Growth Outlook - The company has focused on supporting key sectors such as private small and micro enterprises, manufacturing, import-export businesses, and consumer services to enhance financial service levels and achieve steady loan growth [2] - Future loan growth is anticipated to be supported by ongoing policy benefits aimed at expanding domestic demand and promoting consumption, effectively meeting the financing needs of the real economy [2] Group 4: Compliance and Communication - During the investor relations activity, the company ensured thorough communication with investors while adhering to disclosure regulations, with no significant undisclosed information leaks [2]