Joint Stock Company Kaspi.kz(KSPI) - 2025 Q4 - Earnings Call Transcript

Kaspi.kz (NasdaqGS:KSPI) Q4 2025 Earnings call March 02, 2026 08:00 AM ET Company ParticipantsDavid Ferguson - Head of Investor RelationsLuke Holbrook - VP of Internet Equity ResearchMikhail Lomtadze - Chairman and CEOConference Call ParticipantsGabor Kemeny - Senior Equity Research AnalystJames Friedman - Senior Equity Research AnalystDavid FergusonGood morning, good afternoon to everyone on the call. Welcome to Kaspi's fourth quarter and full year 2025 financial results. I'm David Ferguson from Kaspi. As ...