Visa(V) - 2023 Q4 - Earnings Call Presentation

Fiscal Fourth Quarter 2023 Financial Results October 24, 2023 ©2023 Visa. All rights reserved. Fiscal Fourth Quarter 2023 Results Diluted Class A Net Operating Effective Income Common Stock YoY Increase / (Decrease) Revenues Expenses Tax Rate Earnings Per Share GAAP Nominal-Dollar Basis 10.6% 13.3% 16.9% 21.8% Non-GAAP Nominal-Dollar Basis(1) 10.6% 9.5% 17.0% 20.6% Foreign Currency Impact ~0.0% (~2.0%) N/A ~0.5% Acquisition Impact —% —% —% —% Adjusted Constant-Dollar Basis(1) 10.3% 7.6% 17.0% 21.3% (1) Refe ...