Upstart(UPST) - 2022 Q4 - Earnings Call Transcript

Upstart Holdings, Inc. (NASDAQ:UPST) Q4 2022 Results Conference Call February 14, 2023 4:30 PM ET Company Participants Jason Schmidt - Vice President, Investor Relations David Girouard - Co-Founder & CEO Sanjay Datta - CFO Conference Call Participants Peter Christiansen - Citigroup David Scharf - JMP Securities Simon Clinch - Atlantic Equities Robert Wildhack - Autonomous research Michael Ng - Goldman Sachs Sandy Beatty - Morgan Stanley John Hecht - Jefferies LLC Hal Goetsch - Loop Capital Arvind Ramnani ...