Nu .(NU) - 2023 Q1 - Earnings Call Presentation

Credit Yield (%) Note 1: Amounts are presented in BRL. Note 2: Credit Yield is the average rate of the loans originated in the last month of each quarter. Source: Nu. First Quarter 2023 Results 17 Solid Funding Cost and Deposits Volumes Follow Seasonal Pattern Deposits (US$Bn) 12.6 13.3 14.0 15.8 15.8 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Cost of Funding as a % of CDI YoY: 34% FXN 98% 98% 95% 78% 81% Note 1: Amounts are presented in US dollars. Note 2: Rates presented are the average cost of funding as percentage o ...