Alliance Data Systems(BFH) - 2023 Q2 - Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q2 2023 Earnings Conference Call July 27, 2023 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President & Chief Executive Officer Perry Beberman - Executive Vice President & Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Robert Napoli - William Blair Mihir Bhatia - Bank of America Merrill Lynch Jeff Adelson - Morgan Stanley Bill Carcache - Wolfe Research Dominick Gabriele - Oppenheimer Reggie ...