BOK Financial(US:BOKF)2024-01-24 17:20Financial Performance - Net income for Q4 2023 was $82.6 million, with diluted EPS of $1.26[32] - Net interest revenue decreased by 1.4% sequentially to $296.7 million[82] - The net interest margin decreased by 5 bps to 2.64%[82] - Total operating expense increased by 18.4% sequentially and 20.6% year-over-year[13] Balance Sheet & Loan Portfolio - Period-end loans increased by 0.8% sequentially to $23.9 billion[53] - Period-end deposits increased by 1.1% sequentially to $34.0 billion[53] - Total Commercial Real Estate balances increased 1.8% sequentially to $5,337.6 million[36] - Uninsured deposit balances excluding collateralized and consolidated subsidiary balances were $12.9 billion[10] Credit Quality - Trailing 12 months net charge-offs at 8 basis points[1] - The company's coverage ratio remained stable at approximately 179%[10] - Commercial Real Estate office exposure is less than 4% of outstanding period end total loan balances[38]