Alliance Data Systems(BFH) - 2023 Q4 - Earnings Call Presentation

( ) bread financial. © 2 0 2 2 B r e a d F i n a n c i a l | C o n f i d e n t i a l & P r o p r i e t a r y 1 Bread Financial Fourth quarter and full year 2023 results January 25, 2024 Ralph Andretta | President & CEO Perry Beberman | EVP & CFO Forward-looking statements This release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward-looking statements give our expectations or forecasts of futur ...