First Merchants (FRME) - 2023 Q4 - Earnings Call Transcript

First Merchants Corporation (NASDAQ:FRME) Q4 2023 Earnings Conference Call January 25, 2024 11:30 AM ET Company Participants Mark Hardwick - CEO Michael Stewart - President Michele Kawiecki - CFO John Martin - Chief Credit Officer Conference Call Participants Daniel Tamayo - Raymond James Damon DelMonte - KBW Terry McEvoy - Stephens Nathan Race - Piper Sandler Brian Martin - Janney Operator Thank you for standing by, and welcome to the First Merchants Corporation's Fourth Quarter 2023 Earnings Conference Ca ...