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First Merchants (FRME) - 2023 Q4 - Earnings Call Presentation

▪ Reported EPS of 3.73comparedto3.73 compared to 3.81 in 2022. Excluding PPP income, expenses related to the Level One acquisition, and one-time charges, current EPS of 3.89comparedto3.89 compared to 4.20 in 20221,2 | --- | --- | --- | |--------------------------|-------------------|--------| | | 4Q23 Balance (B)GrowthCommercialB) | Growth | | Commercial | 7.4 | 5.6% | | Consumer | $6.4 | 11.1% | | Total Deposit Growth QTD | | 4.8% | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |---------|----------------------------------- ...