Citizens Financial (CFG) - 2024 Q1 - Earnings Call Transcript

Okay. Thank you, John. And Alan, letÂ's open it up for Q&A. Question-and-Answer Session  Operator [Operator Instructions] Our first question will come from the line of Ryan Nash with Goldman Sachs. Your line is open. Ryan Nash Hey, good morning Bruce. Good morning, John. Bruce Van Saun Good morning. John Woods Good morning. Ryan Nash Maybe to start off with some of the guidance, you broadly reiterated – can you maybe just flesh out how some of the expectations have changed, particularly around NII, John? I ...