厦门银行(601187) - 投资者关系活动记录表

Group 1: Micro and Small Enterprise Business Strategy - Micro and small business has always been a strategic focus for Xiamen Bank, with an emphasis on sustainability and accessibility of small loans [2] - The bank tailors financial products to the actual funding needs of micro and small enterprises, offering various loan products based on the development stage and industry characteristics [2][3] - In 2022, Xiamen Bank continued to build a financial credit factory for inclusive finance, achieving standardization and online implementation of small micro credit [3] Group 2: Cross-Strait Business Development - Xiamen Bank has optimized its cross-strait service organization, establishing a comprehensive department for Taiwanese businesses and setting up management departments in five branches [3][4] - The number of Taiwanese enterprise clients increased by 52% compared to the beginning of the year, with a loan balance growth of 114% [4] - The bank launched various credit products for Taiwanese enterprises, including the "Taiwanese Business Flow Loan" and "Taiwanese Business e-Enterprise Loan" [4] Group 3: Non-Interest Income Performance - In the first quarter, Xiamen Bank's non-interest income showed significant improvement, driven by growth in intermediary business income and investment returns [5] - The bank aims to expand its intermediary business as part of its development strategy, focusing on maximizing overall efficiency [5] - Future projections for fee income growth are optimistic, supported by ongoing economic recovery and effective investment strategies [5]