ZJB(601860)2024-02-07 09:31Group 1: Strategic Overview - The bank's strategic framework is based on "one goal, two persistences, three developments, four key focuses, and five concentrations" established in the 14th Five-Year Plan released in 2021 [2] - The strategic positioning emphasizes serving agriculture, small and medium enterprises, and urban-rural integration, focusing on compliance, high-quality, and distinctive development paths [2] - In 2023, a three-year action plan (2023-2025) was developed to enhance operational efficiency and service effectiveness while adapting to a low economic growth and low interest rate environment [2] Group 2: Revenue Growth Drivers - The proportion of income from intermediary business in transaction banking is gradually increasing, becoming a significant profit source for the bank [2] - The bank plans to expand trade finance scale, enhance interbank cooperation, and diversify transaction banking products to boost intermediary income [2] - Wealth management is identified as a key growth area, with plans to adopt a "full product, full service, full customer base, and full channel" approach in 2024 [2]