ZJB(601860)2024-01-26 10:31Group 1: Financial Services Development - The bank aims to establish "four specialties," "three systems," and "two mechanisms" to enhance its financial services for technology innovation [1] - "Four specialties" include specialized teams, dedicated quotas, individual approvals, and professional technology [1] - "Three systems" consist of organizational structure, risk control, and talent development [1] - "Two mechanisms" involve a linkage mechanism and an innovation mechanism to meet market demands [1] Group 2: Corporate Loan Focus - The bank primarily allocates corporate loans to agricultural small and micro enterprises, while also increasing loans in advanced manufacturing, green finance, and information technology sectors [1] Group 3: Small and Micro Business Strategy - The bank leverages flexible policies, strong team capabilities, and a large number of branches to support small and micro enterprises [2] - It offers specialized financial products for small and micro businesses, including "specialized and innovative" credit services [1] - The bank has launched the "Tongshang e-loan" product to enhance financing efficiency for small enterprises through mobile applications [2] - It emphasizes strengthening credit management and conducting training to improve service quality [2]