Bank Of Guiyang(SH:601997)2023-12-08 10:28Group 1: Loan Growth and Focus Areas - The bank has seen rapid growth in manufacturing loans, primarily targeting high-end manufacturing, new energy battery supply chains, and supporting the transformation and upgrading of the real economy [2] - The increase in the proportion of real estate loans is attributed to the bank's classification of operational properties and standardized factory construction as real estate loans [2] Group 2: Retail Banking Strategy - The bank plans to expand personal operating loans, refine inclusive finance loans, strengthen personal consumer loans, optimize mortgage loans, and stabilize inclusive agricultural loans [2] - Initiatives include promoting the internet-based development of retail inclusive credit products to enhance customer loyalty and improve the efficiency of loan processing and customer experience [2] - The bank aims to focus on first-hand and second-hand housing, enhance the promotion of provident fund loans, and steadily increase the scale of mortgage business [2] - The "Shuangnong Loan" initiative will be leveraged to explore business growth points based on regional economic characteristics [2]