宁波银行(002142) - 2024年4月30日投资者关系活动记录表

Group 1: Business Strategy and Development - In 2024, the company will continue to adhere to a stable and progressive work guideline, adapting to changes in the operating environment and promoting steady, high-quality development [2] - Key strategies include deepening operational focus, enhancing core advantages, accelerating technological transformation, and maintaining risk management [2] Group 2: Financial Management - The company aims to maintain stable interest margins by actively managing both asset and liability sides, optimizing asset structure, and improving capital return [2] - Capital management will follow new regulatory requirements, ensuring adequate capital levels and optimizing resource allocation [3] Group 3: Risk Management - The company emphasizes the importance of credit risk management, implementing prudent lending policies and enhancing risk monitoring through financial technology [2] - Asset quality is expected to remain at a relatively good level within the industry [2] Group 4: Inclusive Finance Initiatives - The company is increasing its efforts in inclusive finance by enhancing credit offerings and implementing special policies for first-time borrowers [2]