Join-Cheer(SZ:002279)2022-12-07 08:22Group 1: Company Overview and Business Strategy - The company focuses on traditional business, big data, and mobile internet expansion, with a strategic layout for future development [2] - The supply chain financial products primarily target large enterprise groups and their associated enterprises, addressing financing difficulties through internet financial services [3] Group 2: Risk Control and Product Development - The risk control system for supply chain financial services is based on the creditworthiness of large enterprise groups and their receivables [3] - In addition to supply chain financial products, the company plans to offer personal P2P financial services, including salary management and small loans for employees [3] Group 3: Driver Station Product Promotion - The Driver Station product has been promoted in over 200 cities, with more than 100,000 driver users and over 10,000 enterprise users [4] - The product aims to complete a payment closed loop, enhancing efficiency and reducing costs through mobile internet and big data technologies [4] Group 4: Competitive Positioning and User Incentives - The Driver Station operates in cooperation with third-party logistics companies, addressing the demand for external vehicle allocation [4] - The company employs a ground promotion model with 20-30 personnel, offering cash or points rewards based on user engagement and freight matching [4] Group 5: Financial Performance and Future Outlook - The traditional business is expected to maintain stable growth, while new businesses like Driver Station and internet finance are in the investment phase and may not achieve profitability this year [4] - Recent acquisitions are projected to enhance overall performance, with positive developments in the Apple and Android business segments [4]