XGD(SZ:300130)2022-12-03 10:46Group 1: Company Overview and Business Strategy - The company has integrated its operations through the acquisition of JiaLian Payment, enhancing its position in the payment industry [3][4] - JiaLian Payment has transitioned from a single service provider to a diversified service company, offering comprehensive solutions to merchants [8][9] - The company aims to deepen its strategic initiatives in 2019, focusing on transforming core resources into sustainable customer resources [5][6] Group 2: Market Expansion and Service Diversification - The company has successfully entered international markets, including India, Southeast Asia, and Europe, establishing subsidiaries to adapt to local environments [4] - In 2018, value-added services accounted for 30% of the company's revenue, with plans to further enhance this contribution in 2019 [11][12] - The company is developing a comprehensive service system that includes customized solutions for over 36 industries [3][5] Group 3: Financial Performance and Future Goals - In 2018, the company's transaction volume approached 1 trillion, with service income projected to increase in 2019 [8][9] - The company aims to shift its revenue model from relying solely on transaction fees to a more diversified income structure, with service-related income expected to grow [5][10] - The management team is focused on improving operational efficiency and enhancing the company's competitive edge through strategic partnerships and service innovation [6][15] Group 4: Challenges and Industry Position - The payment industry is experiencing rapid technological changes, presenting both opportunities and challenges for the company [16][17] - The company emphasizes the importance of understanding merchant needs and providing tailored solutions to enhance customer loyalty [9][10] - The competitive landscape is evolving, with a shift from price wars to a focus on service quality and comprehensive merchant support [13][14]