Amarsoft(SZ:300380)2022-12-08 09:31Group 1: Internet Finance Trends - The trend of financial internetization is becoming evident, with traditional financial institutions showing significant interest in 2015 [2][3] - Non-bank institutions are innovating in the financial asset sector, and private capital is increasingly penetrating the financial industry [3] Group 2: Company Services and Offerings - The company does not engage directly in internet finance but provides IT and related services to internet financial institutions, such as Lufax [3] - Key services include financial IT, asset risk warning, and data services (including credit reporting and cloud computing) [3] Group 3: Data Services and Collection - Data services are crucial for banks, with the company preparing to provide various data through joint ventures, purchases, and self-collection [4][5] - The demand for collateral and litigation data is currently high, with different banks having varying focus areas [4] Group 4: Competition and Market Dynamics - The corporate credit reporting sector has low entry barriers, but market recognition is key; currently, there is no widely recognized third-party credit reporting agency [5] - The industry is expected to consolidate over time, with mergers and acquisitions being a characteristic of its development [5] Group 5: Future Plans and Investments - The company has already invested in personnel for preliminary work on credit reporting, with major investments expected to occur next year [6] - The focus remains on corporate credit reporting, with plans to enter the personal credit reporting sector when appropriate [6]