Bank of Ningbo(SZ:002142)2024-06-05 08:18Group 1: Service to Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro customers, innovating financial products to meet their needs and provide professional financial services [2]. Group 2: Competitive Advantages - The bank adheres to a differentiated operating strategy, actively adapting to changes in the business environment, and continuously accumulating comparative advantages to promote high-quality development [2]. - Key strategies include deepening operational lines for sustained growth, strengthening professional operations to solidify core advantages, accelerating technological transformation to empower management, and maintaining a strong risk management baseline to ensure stable operations [2]. Group 3: Asset Quality Outlook - In 2024, the bank emphasizes that "operating a bank means managing risks," focusing on credit risk management [2]. - The bank will implement prudent and efficient credit policies aligned with economic conditions and policy requirements, aiming to support key economic sectors and maintain high-quality financial services for high-quality development [2]. - The bank's asset quality is expected to remain at a relatively good level within the industry [2]. Group 4: Disclosure Compliance - During the investor relations activity, the bank's representatives engaged in thorough communication with investors, strictly adhering to regulations without disclosing any undisclosed significant information [2].