ZJB(SH:601860)2024-06-13 10:11Group 1: Mortgage Loan Rates - The bank has adjusted the mortgage loan rates for first-time homebuyers to LPR-75BP and for second-time homebuyers to LPR+20BP in Nanjing and Yangzhou regions [2]. Group 2: Small and Micro Loan Development Strategy - The bank focuses on strengthening its core business by leveraging its extensive branch network and geographical advantages to enhance grid-based marketing [2]. - Collaboration with government departments and associations is emphasized to expand customer acquisition channels and strengthen outreach to key customer groups [2]. - Increased investment in technology to build online service platforms and develop intelligent financial service experiences for small and micro enterprises [2]. - Continuous optimization of credit approval processes, including the establishment of green approval channels to improve efficiency [2].