QILU BANK(SH:601665)2024-06-14 10:31Group 1: Financial Performance - The bank's loan growth rate exceeds the overall loan growth rate of the bank [1] - As of the end of Q1 2024, the non-performing loan (NPL) ratio is 1.25%, a decrease of 0.06 percentage points from the end of the previous year [1] - The provision coverage ratio stands at 304.80%, also showing improvement [1] Group 2: Technology Finance Strategy - The bank prioritizes technology finance as a strategic focus, supporting the development of new productive forces [1] - The bank has the highest credit coverage rate for "specialized, refined, distinctive, and innovative" enterprises in Jinan [1] - Four differentiated advantages in technology finance include: 1. A solid development foundation with early initiatives in technology finance [1] 2. A comprehensive service system with products covering the entire lifecycle of technology enterprises [1] 3. Advanced institutional construction with specialized technology finance branches [1] 4. Precise customer targeting focused on specialized and innovative enterprises [1]