Fiscal Q1 2026 Recap October 28, 2025 - The Premier Provider of Advanced Motion, Power, Control, & Automation Solutions to Critical Industrial Infrastructure - Safe Harbor Statement This presentation contains statements that are forward-looking, as that term is defined by the Securities and Exchange Commission in its rules, regulations and releases. Applied intends that such forward-looking statements be subject to the safe harbors created thereby. Forward-looking statements are often identified by qualifie ...

Third Quarter 2025 Earnings Presentation 2 Forward-Looking Statements Any "forward-looking" statements, within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, contained herein, including those relating to TriMas' business, financial condition or future results, involve risks and uncertainties with respect to, including, but not limited to: general economic and currency conditions; competitive factors; market demand; our ability to realize our ...

A B G | A s b u r y A u t o m o t i v e Investor Relations Presentation 2025 Third Quarter Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are statements other than historical fact, and may include statements relating to goals, plans, objectives, beliefs, expectations and assumptions, projections regarding Asbury's financial position, liquidity, results of operations, cas ...

Safe Harbor & Non-GAAP Measures Except for historical information contained herein, the matters set forth in this presentation are forward-looking statements that involve certain risks and uncertainties that could cause actual results to differ materially from those forward-looking statements. Potential risks and uncertainties include such factors as the Company's ability to successfully implement its manufacturing operations strategy and supply chain initiatives; the Company's ability to successfully sourc ...

Financial Performance - Q3 2025 revenue reached $143 million, reflecting an 8% increase compared to Q3 2024[7] - Adjusted Gross Margin was 38.9% in Q3 2025, a 66 bps increase from Q3 2024[7, 38] - Adjusted Diluted EPS was $0.60 in Q3 2025, a (2)% decrease compared to Q3 2024[7] Segment Performance - Diversified end markets (industrial, aerospace & defense, and medical) saw a 22% revenue increase year-over-year and accounted for 59% of total revenue[10, 38] - Transportation end market revenue decreased by (7)% year-over-year due to lower commercial vehicle sales[10, 38] - Total booked business in transportation was approximately $1 billion at the end of Q3 2025[25] End Market Highlights - Medical Q3 sales were $22 million, up 22% year-over-year, with bookings up 8%[17] - Aerospace & Defense Q3 sales were $25 million, up 23% year-over-year, with bookings up 29%[17] - Industrial Q3 sales were $37 million, up 21% year-over-year, with bookings up 29%[25] Cash Flow and Balance Sheet - Generated $29 million in operating cash flow in Q3 2025[10] - Free cash flow YTD 2025 was $60 million[40] - Cash returned to shareholders YTD 2025 totaled $44 million[40]

Financial Performance & Growth - Arch Capital Group's gross premiums written reached $22.8 billion for the TTM ending September 30, 2025[6] - Insurance segment contributed $10.4 billion, Reinsurance $11.1 billion, and Mortgage $1.3 billion to the total gross premiums written[6] - The company has consistently delivered superior risk-adjusted returns with less volatility compared to its peers[10, 11] - Book Value per Common Share plus Cumulative Common Dividends grew at a compound annual growth rate of 15.9%[42] Business Segments & Diversification - The company operates leading specialty insurance lines across various geographies and products[5] - Insurance segment net premiums written totaled $7.9 billion, with significant contributions from Property and short-tail specialty (North America) at 18%, Casualty and other (International) at 12%[15] - Reinsurance segment net premiums written amounted to $7.7 billion, with Specialty accounting for 35%, Property 26%, and Casualty 19%[16] - U S Primary Mortgage Insurance accounts for 61% of the Insurance In Force, with International Mortgage Insurance/Reinsurance and U S Credit Risk Transfer (CRT) and other making up the remaining 39%[27, 28] Investment Strategy - The company maintains a conservative investment portfolio focused on total return, with total invested assets of $46.7 billion as of September 30, 2025[30, 31] - Fixed maturity investments totaled $33.0 billion, with a significant portion allocated to U S government and government agencies (25.5%), AAA-rated securities (16.5%), and Corporates (34.3%)[31] - Net investment income plus equity method investments totaled $542 million for 3Q25[34]

Q3 2025 Performance - Load Factor reached 112%[8] - Net Yield Growth vs 2024 was 24% in constant currency[8] - NCCx Growth vs 2024 was 43% in constant currency[8] - Adjusted EBITDA was $23 billion, a 7% increase compared to 2024[8] - Adjusted EBITDA Margin was 446%[8] - Adjusted Earnings Per Share reached $575, an 11% increase compared to 2024[8] - Operating Cash Flow was $15 billion[8] FY 2025 Guidance - APCDs are projected to be 533 million[13] - Net Yield Growth vs 2024 is expected to be between 35% and 40% in constant currency[13] - NCCx Growth vs 2024 is expected to be approximately (01%) in constant currency[13] - Adjusted Earnings Per Share is projected to be between $1558 and $1563[13] Q4 2025 Guidance - APCDs are projected to be 14 million[17] - Net Yield Growth vs 2024 is expected to be between 22% and 27% in constant currency[17] - NCCx Growth vs 2024 is expected to be between (66%) and (61%) in constant currency[17] - Adjusted Earnings Per Share is projected to be between $274 and $279[17] Additional Information - The company expects 32% year-over-year growth in Adjusted EPS[15]

Q3 2025 Financial Performance - Sales increased by 7.5% from $548.3 million in Q3 2024 to $589.2 million in Q3 2025[8] - Operating profit increased by 19.6% from $99.0 million in Q3 2024 to $118.4 million in Q3 2025[8] - Earnings per share (EPS) from continuing operations increased by 24.8% from $1.25 in Q3 2024 to $1.56 in Q3 2025[8] - Adjusted EBITDA increased by 17.8% from $113.7 million in Q3 2024 to $133.9 million in Q3 2025[8] Segment Performance - Aerospace & Electronics sales increased by 13.0% from $239.1 million in Q3 2024 to $270.2 million in Q3 2025, with a core growth of 12.8%[11, 12] - Process Flow Technologies sales increased by 3.2% from $309.2 million in Q3 2024 to $319.0 million in Q3 2025[14] Liquidity and M&A - As of September 30, 2025, the company had approximately $2,188 million in liquidity, including ~$388 million in cash, $900 million undrawn revolver and $900 million delayed draw term loan[19] - The company expects to have over $1.5 billion in M&A capacity after the PSI transaction[20] Full Year 2025 Guidance - The company expects revenue between $2.285 billion and $2.3 billion, representing a core sales growth of 4-6%[21, 22] - Adjusted EPS is projected to be between $5.75 and $5.95[21]

Q3 2025 Financial Performance - Net sales increased by 4% from $1442.6 million in Q3 2024 to $1502.4 million in Q3 2025[55] - Organic net sales grew by 3%[14] - Adjusted operating profit increased by 4% from $343.7 million in Q3 2024 to $358.4 million in Q3 2025[55] - Adjusted diluted EPS increased by 12% from $4.61 in Q3 2024 to $5.17 in Q3 2025[14] - Free cash flow increased by 34% from $188.8 million in Q3 2024 to $253.8 million in Q3 2025[14, 61] Segment Performance - Hubbell Utility Solutions (HUS) net sales increased by 1% from $933.1 million in Q3 2024 to $943.8 million in Q3 2025[17, 55] - HUS Grid Infrastructure sales increased by 8% organically to $715 million[19] - HUS Grid Automation sales decreased by 18% organically to $229 million[19] - Hubbell Electrical Solutions (HES) net sales increased by 10% from $509.5 million in Q3 2024 to $558.6 million in Q3 2025[23, 55] - HES organic net sales grew by 8%[23] - HES adjusted operating profit increased by 17% from $99 million in Q3 2024 to $116.1 million in Q3 2025[23, 55] Outlook and Acquisition - The company raised its 2025 adjusted diluted EPS outlook to $18.10-$18.30[28] - The company anticipates 4Q organic growth of 8-10%[31] - The acquisition of DMC Power is expected to contribute approximately $0.20 to adjusted diluted EPS in 2026[12] - The company anticipates DMC Power sales of approximately $25 million in 4Q 2025[31] - The company anticipates 2026 revenue of DMC Power to be approximately $130 million[12]

Fiscal Q1 2026 Earnings Results October 28, 2025 Forward-Looking Statements Statements made in this presentation that look forward in time or that express management's beliefs, expectations or hopes are forward-looking statements under the Private Securities Litigation Reform Act of 1995. These statements concern, among other things, our future financial performance and results, business strategy, plans, goals and objectives, including certain outlook, business trends, our dividend and share repurchase prog ...