Company Overview - Hexcel is a leader in advanced composites for aerospace and other markets, offering a broad portfolio of solutions [5, 6, 7, 8, 11, 12] - The company's products are used in commercial aerospace (63% of 2024 sales) and defense, space & other industries (37% of 2024 sales) [6, 7] - Hexcel's total sales in 2024 were $1.9 billion [7] Market Trends and Growth Drivers - Composites penetration is increasing with each new aircraft platform, with next-generation narrowbody aircraft expected to have over 60% composites [10, 53] - Airbus and Boeing have a combined backlog of over 15,000 commercial aircraft, representing $10 billion in future sales for Hexcel [31] - Rotorcraft accounts for approximately 40% of Defense & Space sales [36] Financial Performance and Guidance - Hexcel provides 2025 financial guidance with sales of approximately $1.88 billion [44] - Commercial Aerospace sales are expected to be down mid-to-upper single digits in 2025, while Defense, Space & Other sales are expected to be up mid-to-upper single digits [44] - Adjusted diluted EPS is projected to be $1.70 – $1.80 per share in 2025 [45] - Free cash flow is estimated to be approximately $190 million in 2025, with capital expenditures less than $90 million [45] Strategic Advantages - Hexcel has an unrivaled product portfolio and a culture of innovation, driving productivity and sustained growth [47, 48] - The company benefits from high barriers to entry and strong customer relationships [8, 9, 48] - Hexcel's products enable lightweighting, which saves fuel and reduces transportation emissions [47]

Financial Performance & Targets - Origin Bancorp的目标是在2025年第四季度实现超过1%的ROAA运行率[17] - 2025年第三季度，净利息收入为8370万美元，比第二季度增长19%[32] - 2025年第三季度，NIM-FTE为365%，比第二季度增长4个基点[32] - 预计优化措施将带来约3720万美元的年度税前收益[18] Balance Sheet & Loan Portfolio - 截至2025年9月30日，总贷款额为7537099000美元[31] - 截至2025年9月30日，总存款额为8331830000美元[31] - 德克萨斯州的贷款占LHFI的71%，存款占54%[49] - 截至2025年9月30日，商业贷款占贷款组合的45%，非自用商业房地产、C&D和多户住宅占36%[54] Strategic Initiatives & Capital Management - Origin Bancorp正在实施“优化Origin”计划，以提高财务业绩和企业文化[32] - 公司在第三季度回购了265248股普通股，平均价格为每股3585美元[32] - 截至第三季度末，股票回购计划中剩余4050万美元[122]

Euronet | www.euronetworldwide.com 2 Defined Terms Unless specifically noted otherwise within this presentation, the following terms are hereby defined as follows: Third Quarter 2025 Financial Results Michael J. Brown | Chairman & CEO Rick L. Weller | EVP & CFO Adam Godderz | General Counsel Euronet | www.euronetworldwide.com 1 Forward Looking Statements Statements contained in this news release that concern Euronet's or its management's intentions, expectations, or predictions of future performance, are fo ...

Financial Performance - The company declared a quarterly cash dividend of $0.08 per common share[6] - Net loss to common shareholders was $(26.232) million, or $(0.15) per diluted share for Q3 2025[15] - Funds From Operations (FFO) was $28.031 million, or $0.16 per diluted share for Q3 2025[15] - Cash Available for Distribution (CAD) was $20.957 million for Q3 2025, with a CAD payout ratio of 126.3%[15] - Same Store NOI Growth for GAAP was 1.4% and for Cash was 2.1% in Q3 2025[15] Leasing Activity - Total lease activity in the wholly-owned portfolio was 164,126 square feet in Q3 2025, including 87,162 square feet of new/expansions and 76,964 square feet of renewals[9] - Total combined lease activity (including joint venture portfolio) was 342,732 square feet in Q3 2025[9] - Quarter end occupancy for the wholly-owned portfolio was 88.8%, and leased percentage as of October 17, 2025, was 90.4%[12] - Tenant retention was 67.8%[17] Development and Disposition - The company completed the sale of an office property in Austin, Texas for $55.1 million, or $247 per square foot, with 70% occupancy at the time of sale[8] - The company acquired its partner's preferred equity interest in 3025 JFK for $70.5 million and assumed the existing $178 million secured construction loan[11] - Construction commenced on the North Burnet/Uptown Station, CapMetro's newest rail station[7] Debt and Liquidity - The company repaid a construction loan of $43.6 million related to 155 King of Prussia Road[11] - The company priced an underwritten public offering of $300 million of 6.125% guaranteed notes due 2031, with net proceeds of approximately $296.3 million[11] - The company repaid its $245 million Secured Term Loan due 2028 using proceeds from the Notes[11]

Financial Performance - Colony Bankcorp reported net income of $5.82 million, with adjusted earnings per share of $0.47 for the third quarter of 2025[22] - The company's net interest margin expanded for the fourth consecutive quarter, reaching 3.17%[23] - The operating return on average assets improved to 1.06%, and the operating return on average equity was 11.03%[23] - Tangible book value per common share increased to $14.20[23] Growth and Expansion - Loans increased by $43.5 million, representing an annualized growth rate of 9%[23] - Total deposits increased by $28.1 million[23] - The company expects to return to an 8-12% organic growth run rate by the end of 2025[38] Mergers and Acquisitions - Colony Bankcorp is set to merge with TC Bancshares, Inc, with pro forma assets reaching $3.8 billion[44] - The implied aggregate transaction value is $86.1 million, or $21.73 per TC Bancshares common share[44] - The acquisition is estimated to result in FY2026 and FY2027 EPS accretion of approximately 8.5% and 11.9%, respectively[44] Liquidity and Capital - Total liquidity sources as of September 30, 2025, amounted to $1.3034 billion[58]

Financial Performance - Union Pacific's reported operating income for the third quarter of 2025 was $2.5 billion, a 6% increase compared to the third quarter of 2024[13] - The adjusted operating income was $2.6 billion, a 7% increase compared to the same period[13] - The reported operating ratio was 59.2%, a 1.1 percentage point improvement compared to the third quarter of 2024[13] - The adjusted operating ratio was 58.5%, a 1.8 percentage point improvement[13] - Net income was reported at $1.8 billion, a 7% increase year-over-year, while adjusted net income also stood at $1.8 billion, reflecting a 9% increase[13] - Reported earnings per share (EPS) was $3.01, a 9% increase, and adjusted EPS was $3.08, a 12% increase compared to the third quarter of 2024[13] Revenue and Volume - Total freight revenue reached $5.927 billion, a 3% increase compared to the third quarter of 2024[17] - Bulk commodity revenue was $1.930 billion, a 7% increase compared to the third quarter of 2024, with a volume of 530 thousand, also a 7% increase[31] - Industrial commodity revenue was $2.194 billion, a 3% increase, with a volume of 574 thousand, also a 3% increase[31] - Premium commodity revenue was $1.803 billion, a 2% increase, with a volume of 1059 thousand, a 5% increase[31] Cash Flow and Capital Allocation - Union Pacific generated $7.1 billion in cash from operations year-to-date[22] - The company returned $5.1 billion to shareholders[26] - Free cash flow was $1.9 billion[26] - The company's capital plan includes $3.4 billion in investments[25]

Financial Performance Highlights - Hasbro's total revenue increased by 8% to $1.388 million in Q3 2025 [8], driven by Wizards of the Coast & Digital Gaming which grew by 42% [7, 14, 15] - Adjusted EPS was $1.68, impacted by a higher tax rate and FX [7] - For the first nine months of 2025, total Hasbro revenues were up 7% to $3,255 million [9, 10], also driven by Wizards and Licensing [9] - Adjusted operating profit for the first nine months increased by 14% year-over-year [9] - Adjusted EPS for the first nine months was $4.03, a $0.47 improvement year-over-year [9] - Q3 2025 net earnings attributable to Hasbro, Inc was $233.2 million [62] Segment Performance - Wizards of the Coast & Digital Gaming revenue increased by 42% in Q3 2025 [7, 14, 15], with tabletop gaming up 49% to $441.8 million [75] and digital and licensed gaming up 21% to $130.2 million [75] - Consumer Products revenue declined by 7% in Q3 2025 [7, 14, 15], but there was growth across brands including PEPPA, Marvel, GI JOE and Beyblade [7] - Entertainment segment revenue increased by 8% in Q3 2025 [14, 15] Inventory and Cash Flow - Total Hasbro owned inventory was up 6% year-over-year in Q3 2025 to $375 million [26, 27] - Operating cash flow declined $98 million year-over-year to $490 million for the first nine months of 2025 [39, 40] Guidance - The company updated its 2025 guidance, expecting net revenues to be up high-single digits in constant currency [41] - Adjusted EBITDA is projected to be between $1.24 billion and $1.26 billion [41]

Third Quarter 2025 Investor Presentation © 2023 United Rentals, Inc. All rights reserved. I 1 Introductory information Unless otherwise specified, the information in this presentation, including forward-looking statements, is as of our most recent earnings call held on October 23, 2025. We make no commitment to update any such information contained in this presentation. Certain statements in this presentation are forward-looking statements within the meaning of Section 21E of the Securities Exchange Act of ...

Financial Performance - Q4 2025 - Net sales increased from $952.3 million in Q4 2024 to $978.2 million in Q4 2025[8], but gross margin decreased by 60 bps year-over-year[6, 16] - Reported operating profit decreased from $90.9 million in Q4 2024 to $84.3 million in Q4 2025, while adjusted operating profit decreased from $94.2 million to $90.3 million[12] - Reported earnings per diluted share increased slightly from $0.99 in Q4 2024 to $1.00 in Q4 2025, and adjusted earnings per diluted share increased from $1.03 to $1.09[14] Financial Performance - FY 2025 - Net sales decreased from $3.821 billion in FY 2024 to $3.7695 billion in FY 2025[22], with a 1.3% decline in average daily sales[6, 29] - Reported operating profit decreased from $390.4 million in FY 2024 to $301.6 million in FY 2025, and adjusted operating profit decreased from $407.2 million to $315.8 million[25] - Reported earnings per diluted share decreased from $4.58 in FY 2024 to $3.57 in FY 2025, and adjusted earnings per diluted share decreased from $4.81 to $3.76[27] - Free cash flow reached $241 million in FY 2025, representing 122% of net income[6] Sales and Customer Segments - Average daily sales grew by 2.7% year-over-year in Q4 2025, driven by growth initiatives and price increases[6, 16] - Average daily sales for Core and Other Customers increased by 4.1% year-over-year in Q4 2025[6] - Sales to customers with an In-Plant program increased by 11% in Q4 2025, representing 20% of total sales[16] - Sales through vending machines increased by 10% in Q4 2025, representing 19% of total sales[16] Capital Allocation - The company repurchased approximately 496,000 shares in FY 2025 and returned approximately $229 million to shareholders through dividends and share repurchases[6] - Net debt decreased by approximately $50 million, resulting in a net debt to EBITDA ratio of 1.10x[36] Outlook - The company expects average daily sales to increase by 3.5% to 4.5% year-over-year in Q1 2026[55] - Adjusted operating margin is expected to be between 8.0% and 8.6% in Q1 2026[55]

Financial Performance - Net Sales reached $902 million, a 9% increase compared to Q3 2024, or 6% at constant currency[5, 9, 21] - Adjusted EBIT was $133 million with a 14.7% margin, up $16 million from Q3 2024[6, 9, 24] - Adjusted Free Cash Flow was $107 million[7, 16] Business Highlights - Light vehicle gasoline sales grew by 10%, outperforming the industry due to increased market share[9] - The company repurchased $84 million of common stock in Q3, bringing the year-to-date total to $136 million[10] - The Q4 dividend was increased by $0.02 per share to $0.08 per share[10] Outlook and Strategy - The midpoint outlook for 2025 has been raised, with Net Sales projected between $3.5 billion and $3.6 billion[7, 35] - The company is targeting to return 75% of Adjusted Free Cash Flow to shareholders over time[29] - The company expects over $100 million in sales from the industrial portfolio in 2025[41]