Financial Performance - Revenue returned to approximately prior-year levels following nearly four quarters of business optimization[15] - Operating loss narrowed by 69.3% YoY to RMB32.3 million, with margin improving to -1.4% from -4.6%[15] - Adjusted net loss narrowed by 78.7% YoY to RMB14.1 million, with margin improving to -0.6% from -2.9%[15] - Gross margin for ZKH Platform (1P) increased to 16.2% (+11.2 bps YoY), and for GBB Platform to 7.7% (+223.8 bps YoY)[15] Customer and Product Growth - Customer base expanded to over 70,800, a 48% increase YoY in 3Q25[15] - Total sellable SKUs exceeded 19 million, with 2.3 million+ added in 3Q25[15] - Private-label product GMV increased by 16.7% YoY with 600+ new SKUs[15] Operational Efficiency and Innovation - Consolidated the Wuxi (无锡) and Shanghai (上海) central warehouses, expecting annualized savings in rent, inventory, and freight[15] - ProductRecom Agent (AI推品大脑) has recommended 20M+ material line items since launch, driving RMB 100m+ in incremental revenue[15] Revenue Breakdown (9 Months Ended September 30, 2025) - Net product revenues accounted for 97.5% of total revenue[20] - Net service revenues accounted for 1.9% of total revenue[20] - Other revenues accounted for 0.6% of total revenue[20]

Burning Rock Biotech Limited 3Q 2025 results 20 November 2025 Disclaimer This presentation has been prepared by Burning Rock Biotech Limited (the "Company") solely for information purpose and has not been independently verified. No representations, warranties or undertakings, express or implied, are made by the Company or any of its affiliates, advisers, or representatives as to, and no reliance should be placed upon, the accuracy, fairness, completeness or correctness of the information or opinions present ...

I n v e s t o r R e l a t i o n s , F e b r u a r y 2 3 , 2 0 2 3 This presentation contains forward-looking statements. These statements are made under the "safe harbor" provisions of the U.S. Private Securities Litigation Reform Act of 1995. Statements that are not historical facts, including statements about the Company's beliefs and expectations, are forward-looking statements. Forward-looking statements involve inherent risks and uncertainties, and a number of factors could cause actual results to diff ...

Financial Performance & Targets - Valeo confirms its 2025 guidance with sales of approximately €20.5 billion[206], an operating margin between 4.5% and 5.5%[206], and free cash flow above €550 million after one-off restructuring costs[20, 206] - The company aims for a 2028 sales target between €22 billion and €24 billion[10, 213, 236], with an operating margin between 6% and 7%[10, 28, 213, 236] and free cash flow exceeding €500 million after interest[10, 41, 48, 213, 236] - Valeo targets a leverage ratio of less than 1.0x adjusted EBITDA by 2028, aligning financial KPIs with investment-grade ratings[10, 60, 236] Strategic Initiatives & Market Dynamics - Valeo is adapting to a changing market environment, including lower global production at 90.6 million vehicles (-3% versus S&P forecast)[10], a higher share of Chinese OEMs at 28% of total[10], and new energy vehicles accounting for 37% of the market[10] - The company is focused on three divisions: Power, Brain, and Light, each pursuing excellence in their respective domains[12, 89, 125, 126] - Valeo is implementing self-help measures to reduce its breakeven point, targeting €300 million in savings per year as of 2026, resulting in a +1.1 percentage point impact on operating margin (2028 vs 2024)[38] Growth Drivers & Regional Focus - Valeo anticipates returning to sales growth from 2027, supported by a strong order intake from 2022-2025[61, 62, 63, 65] - The company is focused on seizing opportunities in China, India, and North America[95] - In India, Valeo expects sales to triple from €220 million in 2024 to approximately €700 million in 2028[107]

BRIGHT 2030 Strategy & Financial Targets - The company aims for organic sales growth of 3-6% per annum from 2026-2028[6, 100, 123, 145] - The company targets an adjusted EBITDA margin of approximately 18% in 2028[6, 100, 123, 145] - The company projects a cumulative free cash flow of approximately €270 million over three years (2026-2028)[6, 100, 123, 145] - The company is targeting a double-digit percentage growth in EPS (Earnings Per Share) per annum from 2026-2028[123, 143, 145] - The company aims for a ROCE (Return on Capital Employed) of approximately 13% by 2028[123] Business Segment Performance & Growth - Food sales reached €769 million in 2024[41, 42, 126] - Nutrition sales reached €157 million in 2024[59, 60, 126] - Biomedical Polymers sales reached €55 million in 2024, with a target of €125 million by 2030[89, 94] - The company's natural food preservation market share is 25%[44] - The company projects to grow the Food business to €1 billion by 2030, representing approximately 4% CAGR[53, 54] - The company projects over €100 million additional Nutrition sales in the coming 5 years, reaching €275 million by 2030, representing approximately 10% CAGR[82] Sustainability & Operations - The company sources 98% of its raw materials from renewable sources[27, 33] - The company aims for a 42% reduction in Scope 1 & 2 emissions and a 25% reduction in Scope 3 emissions by 2030[29]

Growth & Scale - Klarna has 114 million active consumers, demonstrating significant market penetration[4,7] - Klarna's GMV reached $118 billion, reflecting substantial transaction volume[4,9] - The company serves 850,000 merchants, indicating a wide network of partnerships[4] - Fair Financing GMV grew 139% year-over-year, showcasing strong product adoption[20,75] - Klarna US active card users reached 32 million, indicating rapid growth in the card sector[90] Financial Performance & Efficiency - Klarna's Q3'25 revenue grew 51% year-over-year, outpacing competitors[94,129] - The company's AI assistant handles 81% of customer service chats, saving $58 million annually[105,106] - Average revenue per employee reached $1104k in Q3'25 TTM, a 32x increase from 2022[102] - Klarna holds $14 billion in deposits, providing a stable funding base[177] Customer & Market Dynamics - 85% of the adult population in Klarna's most mature market are users[10] - Over 99% of consumer balances at Klarna are paid, indicating responsible payer behavior[11]

Business Highlights - Agora highlights the challenges in building and scaling voice agents, emphasizing its SD-RTN's global coverage and enterprise-level customer service as key differentiators[7] - A Deepgram and Opus Research survey indicates that only 21% of users are very satisfied with current voice agent technology, highlighting significant room for improvement[10, 11] - Agora's Conversational AI Engine 2.0 supports STT, LLM, and TTS, featuring AI noise suppression, echo cancellation, and advanced attention locking[20] - Agora's Conversational AI Studio enables building voice AI agents with a zero-code visual interface and fast deployment[22, 25, 28] Financial Performance - Agora's active customers increased from 3,731 in September 2024 to 3,944 in September 2025[38] - Agora's dollar-based net retention rate improved, with Agora reaching 108% and Shengwang reaching 90% in September 2025[39] - Total revenues reached $35.4 million in 2025 Q3, with a year-over-year growth of 12%[43] - Agora revenues were $18.2 million in 2025 Q3[47] - Shengwang revenues were $17.2 million in 2025 Q3[49] - The company's cash, cash equivalents, bank deposits, and financial products totaled $374.3 million as of September 30, 2025[62]

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Financial Performance - FinVolution Group achieved RMB 26 billion in net revenue in 3Q25[15] - The company's loan balance as of 3Q25 reached RMB 14 billion[21] - Net revenue in 3Q25 was RMB 3487 million, a 6% year-over-year increase[115] - Net profit in 3Q25 was RMB 641 million, a 3% year-over-year increase[115] Transaction Volume and User Growth - Transaction volume in 3Q25 was RMB 512 billion, a 2% year-over-year decrease[115] - Cumulative borrowers reached 31 million as of 3Q25[21] - The company added 18 million new borrowers, a 67% year-over-year increase[115] International Expansion - International markets contributed 25% of revenue in 3Q25[119] - Transaction volume in international markets grew by 33% year-over-year[119] - Outstanding loan balance in international business increased by 44% year-over-year[126] Risk Management - The company's fraud detection system has a 988% accuracy rate[72]

AMERICAN STRATEGIC INVESTMENT CO. Third Quarter Investor Presentation 0 196 Orchard Street Retail Condominium - New York, NY_ Third Quarter 2025 Highlights Manhattan focused real estate portfolio features an underlying tenant base in core commercial businesses, and an attractive top 10 tenant base that is 69% Investment Grade(1)(2) 2) Refer to slide 6 – Top 10 Tenant Investment Grade Profile. Based on Annualized Straight-line Rent and on ratings information as of September 30, 2025. For our purposes, includ ...