Financial Performance - Underlying net income reached $1,015 million, a 2% increase compared to Q2 2024[11] - Reported net income increased by 11% to $716 million[11] - Underlying EPS grew by 4% to $1.79, while reported EPS increased by 14% to $1.26[11] - New business CSM remained flat at $435 million[11] - Total CSM increased by 9% to $137 billion[11] Growth & Sales - Asset management net flows & net wealth sales increased by $47 billion to $(149) billion[23] - Group - Health & Protection sales increased by 8% to $535 million[11] - Individual - Protection sales increased by 15% to $863 million[11] - Total AUM increased by 5% to $1541 billion[23] Financial Strength - SLF Inc's LICAT ratio increased by 2 percentage points to 151%[25] - The financial leverage ratio increased by 03 percentage points to 204%[23] Business Segment Performance - SLC Management's fee-related earnings increased by 37% to $89 million[33] - Asia's underlying net income increased by 13% to $206 million[43]

Load Growth Opportunities - Alliant Energy anticipates a greater than 30% increase in projected demand by 2030, using a 2024 base of approximately 6 GW maximum demand[7] - The company has contracted peak demand of +2.1 GW, representing potential load served through a combination of existing or new resources, short-term market purchases, and/or load flexibility[6,9] - Alliant Energy projects electric sales growth at a CAGR of 9-10% from 2025-2030[6] Tax Credits and Financing - Alliant Energy expects approximately $350 million of tax credits to be generated and transferred in 2025[26] - The company anticipates generating $1.5 billion in transferable tax credits through 2028, as projects are either already in service or safe harbored[10,13] - Alliant Energy plans to issue approximately $725 million in debt for AE Finance/Parent, $400 million for IPL, and $300 million for WPL in 2025[26] Regulatory and Financial Performance - Alliant Energy reaffirms its 2025 EPS guidance range of $3.15 - $3.25[23] - Q2 2025 earnings per share (EPS) were $0.68, compared to $0.57 ongoing earnings per share in Q2 2024[20] - The company plans approximately 800 MW of energy storage in service by 2027 and aims to safe harbor 100% of approximately 1,200 MW of new wind capacity[12]

EARNINGS RELEASE 2nd QUARTER 2025 August 8th, 2025 ATACADISTA TSS EBITDA MARGIN ADVANCES +0.3 p.p. Increase in gross profit and expenses dilution Sales Expansion Guidance: 10 stores in 2025 and 10 stores in 2026 August: 1 new stores in SP Net Income Leverage EBITDA Marq Cash Generation Guidance 2025: ~2.6x 2 Gross Revenue: R$ 21 bn (+7.2%) 'Same Store' Sales: +4.6% ● Market share stability ● Pre-IFRS16: 264M (+60%) ● ● Post-IFRS16: 219M (+78%) Operational efficiency, despite ● the high interest rate -3.17x, ...

Company Overview - Alpha sold 171 million tons of coal in 2024[11] - Alpha's adjusted EBITDA in 2024 was $408 million[11] - Export sales accounted for 76% of Alpha's sales mix, while domestic sales made up 24%[11] Production and Reserves - Total production in 2024 was 157 million tons[18] - Total reserves as of year-end 2024 were 299 million tons[18] - Marfork Mining Complex accounted for 29% of 2024 production and 31% of total reserves[18] Financial Performance - In 2024, the average realized price for domestic coal was $152 per ton, while the average realized price for export coal was $140 per ton[37] - Alpha plans to invest approximately $27 million per year in DTA for infrastructure and equipment upgrades over the next 5 years[53] - Free cash flow for 2024 was $349 million[43] Safety and Environment - Alpha's safety performance shows approximately 35% lower Total Reportable Incident Rate vs industry average[16] - Alpha's safety performance shows approximately 70% lower Non-Fatal Days Lost vs industry average[16] - Alpha has planted over 53 million trees since 2016[16]

EARNINGS PRESENTATION 2Q25 ESSENT GROUP LTD. NYSE: ESNT August 8, 2025 ESSENT GROUP LTD. | NYSE: ESNT © 2025 Essent Group Ltd. All rights reserved. | essentgroup.com | 1 Disclaimer This presentation may include "forward-looking statements" which are subject to known and unknown risks and uncertainties, many of which may be beyond our control. Forward-looking statements generally can be identified by the use of forward-looking terminology such as "may," "will," "should," "expect," "plan," "anticipate," "beli ...

Financial Performance - FY25 Q2 revenue was $18 million, down 26% quarter-over-quarter[17] - FY25 Q2 gross profit was $1.7 million, down 70% quarter-over-quarter[17] - FY25 Q2 net loss was $9.8 million, a 126% increase quarter-over-quarter[17] - FY25 Q2 adjusted EBITDA was a loss of $6.5 million, down 129% quarter-over-quarter[17] - Trailing twelve months (TTM) revenue was $116.5 million, down 15% year-over-year[20] - TTM gross profit was $46.4 million, down 17% year-over-year[20] - TTM net loss was $16.4 million, down 202% year-over-year[20] - TTM adjusted EBITDA was $16 million, down 53% year-over-year[20] Segment Performance - Smart Water segment Q2 revenue increased 48% quarter-over-quarter to $9.5 million[25] - Energy Solutions segment Q2 revenue decreased 77% quarter-over-quarter to $2.6 million[31] - Intelligent Industrial segment Q2 revenue decreased 13% quarter-over-quarter to $5.9 million[37] Smart Water Segment - Over 27 million Hydroconn® universal AMI connectors have been sold[13] - Hydroconn® connectors achieved their highest first six-months revenue to date[15, 28] - Hydroconn® smart water meter connector cabling product line is BABA compliant[29]

Second Quarter Ended June 30, 2025 Results August 8, 2025 FORWARD-LOOKING STATEMENTS & INFORMATION DISCLAIMER Mixed quarterly results ►Time charter equivalent revenues* of $8.8 million, down 28.2% from robust Q2 2024 ►Net loss of $1.9 million, or $0.19 EPS (basic and diluted) ►Adjusted EBITDA** of $1.2 million, down $6.8 million from Q2 '24 ►Q2 '25 earnings affected by one-off G&A expense and softer chartering conditions in both the product tanker and dry bulk sectors vs. exceptional 2024 period; In Q2 2025 ...

Grupo Cibest Overview - Grupo Cibest's assets reached $375 billion, with liabilities of $333 billion and equity of $41 billion[4] - The group serves over 33 million clients and employs 33,993 individuals[4] - The company's Return on Equity (ROE) stands at 175% and Double Leverage at 105%[4] Strategic Business Model - Bancolombia S A is the leading financial institution in Colombia, serving over 16 million customers with a market share of 28% in gross loans and 26% in deposits[15] - Bancoagrícola is the largest financial institution in El Salvador, serving over 17 million customers with a market share of 25% in gross loans and deposits[10] - Banistmo is the second largest financial institution in Panama, serving over 557,619 customers with a market share of 8% in gross loans and deposits[11] - Grupo Agromercantil Holding (GAH) is the fourth largest financial institution in Guatemala, serving 617,819 clients with a market share of 10% in gross loans and 8% in deposits[9] Financial Performance 2Q25 - Total gross loans increased by 44% year-over-year and 04% quarter-over-quarter[44] - Total deposits increased by 96% year-over-year and 24% quarter-over-quarter[66] - Net Interest Margin (NIM) is at 66%[24] - The efficiency ratio is 507%[24]

Q2 2025 Performance Highlights - Concentra's Q2 2025 total revenue increased by 152% year-over-year to $5508 million, with an 87% increase excluding the impact of the Nova acquisition[17] - Adjusted EBITDA for Q2 2025 grew by 132% year-over-year to $1150 million[17] - The number of onsite health clinics significantly increased to 406, a rise of 252 clinics, primarily due to the Pivot Onsite acquisition[17] - Revenue per visit (RPV) increased by 44% year-over-year to $146 in Q2 2025[17] YTD 2025 Performance Highlights - Total revenue for YTD 2025 increased by 112% year-over-year to $10515 billion, or 121% on a per-day basis[18] - Adjusted EBITDA for YTD 2025 increased by 101% year-over-year to $2177 million[18] - The number of occupational health centers increased to 628, a rise of 81 centers, due to the Nova acquisition and other M&A activities[18] - Revenue per visit (RPV) increased by 50% year-over-year to $146 in YTD 2025[18] Guidance and Financial Strategy - The company is raising its FY 2025 revenue guidance to $213 billion-$216 billion and Adjusted EBITDA guidance to $420 million-$430 million[16] - Concentra is targeting a net leverage ratio of less than 30x by the end of 2026[16]

Financial Performance - Record adjusted net earnings of $48 million were achieved in Q2 2025[12] - Gold revenue increased by 30% from Q1 2025, reaching $200 million[12,50] - Adjusted EBITDA was $99 million, with $264 million on a trailing 12-month basis[12,50] - Cash on hand totaled $310 million, including +$61 million from exercised warrants after June 30, 2025[12] - Adjusted earnings per share reached $027[12,18] Operational Highlights - Total gold production for Q2 2025 was 58,652 ounces, a 7% increase from Q1 2025[25,49] - Segovia Operations produced 51,527 ounces of gold[25,49] - Total AISC margin increased by 43% from Q1 2025, reaching $87 million[25,49] - CMP-sourced gold delivered a 42% AISC sales margin, outperforming the FY 2025 guidance range of 35% to 40%[25,49] Projects and Future Outlook - The company is targeting gold production of 300,000 ounces in 2026[27]