2024年4月10日，浙江李子园食品股份有限公司(证券简称：李子园；证券代码：605337.SH)披露了2023 年年报。当期公司营业收入为14.12亿元，同比上涨0.60%；归属净利润为2.37亿元，同比上涨7.2%。公 司主营含乳饮料和其他饮料的研究、生产与销售。 但经我们研究发现，2023年年报或未披露李子园现任董事夏顶立目前兼任执行董事及经理的关联方；披 露的上一年度关联交易与2022年年报数据存在明显差异。公司披露的设计产能和产品库存量都各自矛 盾。此外，年报披露的发明专利、研发人员情况或也存疑。 图片 来源：摄图网 或遗漏了董事对外兼职的关联方，关联采购金额存疑 据李子园2023年年报，2019年9月至今，夏顶立任公司董事。年报“在其他单位任职情况”中仅显示， 2022年3月至2023年12月，夏顶立任嘉美食品包装(滁州)股份有限公司董事。 据公开信息，自2023年11月30日至今，茅台(北京)私募基金管理有限公司(以下简称：北京茅台私募)执 行董事兼经理为夏顶立。如果北京茅台私募的现任董事、高级管理人员夏顶立，就是李子园的现任董事 夏顶立，那么公司的2023年年报恐有遗漏董事兼任董事及高级管理人 ...

撰文|蜜妹 这是@闺蜜财经的第1494篇原创 年报披露在即！成都银行出了点小风波：合计5000万股股票将遭拍卖，起拍价合达6.675亿元，还是一 笔涉刑资产。 这两年，在蜜妹的印象里，成都银行风光无限。总资产破万亿，成为西部首家万亿级城商行，业绩也是 跑赢大盘。 各种标签背后，成都银行究竟咋样，今天来我们来看看。 01 先看下即将开始拍卖的这5000股股权。根据司法拍卖平台的披露，这5000股股份被拆分成了10个标的， 背后的股东均为上海东昌投资发展有限公司(简称东昌投资)，该司也是成都银行的第六大股东，此次被 拍卖的股份占成都银行总股本的1.31%。 东昌投资也是成都银行的“老朋友”了。早在成都银行IPO时，就曾披露：2007年11月，成都市商业银行 采取非公开定向发行的方式，以3元/股的价格向境内外投资者增发20亿股股份，其中东昌投资认购1.2 亿股，持股比例为3.69%，当时为第七大股东。 图片 图表来源|网络(特此感谢！) 值得注意的是，这次被拍卖的5000万股，是东昌投资为车某代持的。不过这一情况，蜜妹在成都银行此 前的信披消息里，似乎没有看到。这次司法拍卖才让该代持浮出水面。 2018年，成都银行 ...

Core Viewpoint - The recent 315 Gala highlighted the issue of substandard fire extinguishers, leading to increased consumer awareness and demand for fire safety products, particularly among small and medium-sized enterprises and individual consumers [1][2] Group 1: Event Overview - JD Hardware City hosted a live broadcast titled "Walk into Zhejiang An" focusing on fire safety products, featuring insights from Zhejiang An Fire Group's technical director [1] - The event offered promotional deals such as fire blankets for 1 yuan, fire extinguishers for 19 yuan, and complete home fire safety kits for 99 yuan [1] Group 2: Industry Insights - The fire safety product category suffers from low brand recognition, a common issue across the hardware industry, due to the professional nature of the products and minimal functional differences among brands [2] - Traditional offline hardware stores focus more on product categories rather than brand differentiation, leading consumers to prioritize practicality over brand awareness [2] Group 3: Consumer Education - JD Hardware City aims to educate consumers on identifying quality products through its "Walk into Industrial Belt Factories" live series, breaking the trend of undervaluing brands in the hardware sector [2][3] - The live sessions provide practical tips for selecting fire safety products, such as checking the pressure gauge on fire extinguishers and inspecting fire blankets for damage [3] Group 4: Brand Growth - Following the collaboration with JD Hardware City, Zhejiang An has seen a significant increase in product search volume and sales, with a reported 150% year-on-year growth in March [2]

当前，数字中国建设正迎来高质量发展关键期，战略驱动，政策利好，新技术持续革新，新成果不断涌 现，数字技术正加速融入千行百业，以数字化驱动生产生活和治理方式的变革，成为大势所趋。在这一 背景下，文旅行业也正经历着前所未有的数字化创新浪潮，数字技术的应用不仅深刻影响着行业的发展 方向，也为传统文化的传承与创新提供了新的可能。 近日，由中国移动咪咕公司、大足石刻研究院、海马云联合打造的数字文旅标杆产品《云游·大足石 刻》开放测试。该产品基于世界文化遗产大足石刻文史内核，通过对大足石刻景区(宝顶山、北山、南 山、石门山、石篆山)进行大规模数字采集与实景建模，借助实时云渲染、数字孪生、数字人等前沿技 术，将大足石刻这一中国古代石刻艺术的瑰宝1比1复刻至云端数字世界。用户通过消费级终端设备，便 能享受到一场沉浸式的历史对话体验，仿佛穿越千年，与历史进行零距离接触。 同时，《云游·大足石刻》还将登录谷歌、steam等全球应用商店，将中国优秀的自然人文景观及深厚的 历史文化内涵呈现给全世界。 ...

Group 1 - Recent changes in cash management products by several banks, including new rules on subscription limits and redemption timing, with amounts over 10,000 yuan now requiring a next-day settlement [1] - Cash management products have gained popularity due to their low risk, high liquidity, and large redemption limits, especially in a turbulent capital market [1] - As of the end of 2023, the scale of cash management products reached 8.54 trillion yuan, accounting for 40.32% of all open-ended wealth management products [1] Group 2 - The rapid growth of cash management products is accompanied by increased risks, prompting regulatory measures to standardize their management [1] - Future adjustments in cash management product rules by banks are expected to align with compliance requirements, impacting service scale [1] - The company, Qiantang Education, focuses on enhancing public investment knowledge and skills through technology-driven education [1][2]

Core Viewpoint - The founder of 360 Group, Zhou Hongyi, emphasizes the importance of being a product manager and creating value through innovative products rather than merely seeking business opportunities [1] Group 1 - Zhou Hongyi identifies himself primarily as a product manager, highlighting that great enterprises stem from product creativity [1] - He distinguishes between entrepreneurs and businesspeople, stating that entrepreneurs create products or services that address significant societal needs, thereby generating value [1] - The foundation of a successful business model is rooted in solving pressing problems for society and users, leading to a positive cycle of value creation [1]

Group 1 - The State-owned Assets Supervision and Administration Commission has selected the first batch of "Qihang" enterprises to accelerate the layout of new fields and cultivate new productive forces [1] - The "Enterprise Innovation Season" event by JD.com aims to support enterprises in upgrading office equipment and improving operational efficiency through a wide range of high-cost-performance products [1][9] - JD.com offers exclusive benefits such as significant discounts, group purchase pricing, and trade-in subsidies to help enterprises reduce operational costs and facilitate innovation [1][5] Group 2 - Modern office equipment, including computers and printers, serves as a crucial carrier for technological innovation, enhancing work efficiency and transforming production models [2] - JD.com has selected various industrial products and production materials to support the manufacturing sector, emphasizing the importance of safety and quality in high-quality development [4] - The "Enterprise Innovation Season" includes a variety of essential appliances and cleaning products to create a comfortable working environment, thereby improving employee satisfaction and productivity [5][7] Group 3 - Employee welfare is increasingly recognized as a key factor in attracting and retaining talent, with JD.com providing diverse welfare options to meet varied employee needs [7] - JD.com has introduced B-end exclusive products and tailored delivery methods to cater to the specific requirements of enterprise clients [7] - The ongoing "Enterprise Innovation Season" is designed to enhance the material foundation for high-quality development while fostering innovation through service and scenario deepening [9]

Group 1 - The core point of the news is that JD's discount shopping brand, Jingxi Direct, has launched a price comparison campaign called "Price Match," aiming to offer lower prices than a competing e-commerce platform, with a promise of double compensation for consumers if they find a better price elsewhere [1][3] - Jingxi Direct's "Price Match" campaign covers a wide range of product categories, including household cleaning products, daily necessities, outdoor sports, food and beverages, beauty and skincare, clothing, and electronics, marking a significant scale and depth in the industry [1][3] - The new Jingxi Direct model, launched in November 2023, operates similarly to a self-operated model but directly sources products from factories, thereby eliminating middlemen and achieving the lowest prices in the industry [3] Group 2 - The e-commerce industry is experiencing a shift towards low prices as a new trend, with experts predicting that price wars will intensify in the future as consumer preferences evolve [3] - Jingxi Direct ensures product quality by conducting on-site factory inspections and strict product selection, differentiating itself from other platforms that rely on third-party sellers [3] - The strategy of Jingxi Direct involves leveraging JD's traffic support to boost sales and create popular products, further driving down costs and maintaining competitive pricing [3]

Core Insights - JD's "活钱+" (Huó Qián+) is gaining popularity among young investors seeking higher returns than traditional money market funds [1] - The product offers a hybrid investment approach with 50% in money market funds and 50% in bond funds, targeting an annualized return of 2.8%-3.2% [1] - It provides daily liquidity with same-day redemption, making it suitable for emergency funds [1] - JD has introduced "收益增强" (Yield Enhancement) products with higher bond allocations, offering annualized returns up to 3.4% [1][2] Product Features - "活钱+" combines money market funds and bond funds to balance risk and return [2] - The product offers three variants: monthly, bi-monthly, and quarterly investments with varying bond allocations [2] - Monthly: 50% money market, 35% short-term bonds, 15% long-term bonds, 3.0%-3.2% return [2] - Bi-monthly: 50% money market, 30% short-term bonds, 20% long-term bonds, 3.1%-3.3% return [2] - Quarterly: 50% money market, 20% short-term bonds, 30% long-term bonds, 3.2%-3.4% return [2] - The product is positioned as a low-to-medium risk investment with daily liquidity [2] Market Context - The rise of "活钱+" reflects growing investor interest in bond funds, with short-term bond fund assets growing 57% in 2023 and over 70% in Q1 2024 [4] - Bond funds, particularly short-term bonds, have shown stable performance with an average maximum drawdown of -0.48% over the past decade [4] - The product fills a gap between low-yield money market funds and higher-risk investments, appealing to younger investors [5] Competitive Advantage - JD's "活钱+" differentiates itself through dynamic asset allocation, adjusting the bond-to-money market fund ratio based on market conditions [4] - The product incorporates investment advisory services typically reserved for high-net-worth individuals, making it accessible to the general public [4] - This approach allows for risk mitigation during bond market downturns by reducing bond exposure [4] Industry Impact - The success of "活钱+" could redefine the concept of balance management, potentially replacing traditional money market funds as the go-to option for liquid investments [4] - The product's hybrid structure and dynamic management are seen as a significant advancement in the retail investment space [4] - Industry experts view "活钱+" as a potential catalyst for broader adoption of investment advisory services among retail investors [4]

Group 1 - The core viewpoint of the articles highlights the positive performance of gold-related companies due to rising gold prices, with Shandong Gold expecting a net profit of 650 to 750 million yuan in Q1 2024, representing a year-on-year increase of 48.11% to 70.9% [1] - Multiple companies, including Hunan Gold and Yintai Gold, have also reported strong earnings forecasts for Q1 2024, indicating a robust overall performance in the sector [1] - The international gold price has surpassed $2400 per ounce, and retail jewelry prices have reached high levels, with major brands like Chow Tai Fook and Lao Feng Xiang quoting over 730 yuan per gram, reflecting strong demand in the end market [1] Group 2 - The investment community suggests that, despite potential short-term fluctuations in gold prices, the long-term upward trend is expected to continue due to geopolitical instability and a loose monetary environment [1] - Investors are advised to maintain a gold allocation of 7% to 12% in their portfolios for effective diversification, especially in light of the favorable performance of gold-related companies [1] - Accumulated gold products are gaining popularity among individual investors due to their low investment threshold, ease of operation, and flexible liquidity, with significant growth in account numbers and transaction volumes [1] Group 3 - Gold ETF linked funds are highlighted as a convenient way for retail investors to participate in gold investments, with examples like the Huaan Gold ETF showing an annual return exceeding 15% and a nearly 50% increase in total assets [2] - The entire gold industry chain presents investment opportunities, with gold stock funds, referred to as "gold investment amplifiers," showing cumulative returns of over 39% since inception [2] - Funds heavily invested in gold stocks have outperformed other funds this year, indicating a strong market trend [2]